Jefferson County, IN: Home-Insurance Distress & Forced-Sale Pressure
Jefferson County, IN: 77/100 (severe) home-insurance distress; Jefferson, IN band MEDIUM; Jefferson, IN #443 of 3,222 counties; Jefferson, IN #4 of 92 in Indiana.
FEMA hazard, Jefferson, IN: 68/100; Jefferson, IN declarations, three years: 6; Jefferson, IN perils: 4 flood; Jefferson, IN five-year count 6 (severity 12.0); Jefferson, IN ten-year 6; hazard-weighted, Jefferson, IN: 8.0.
Declared incidents on the Jefferson, IN record: 2026 Winter Storm 3; 2026 Flood 3 (Jefferson, IN); 2025 Flood 3 (Jefferson, IN).
NFIP claims, Jefferson, IN, three years: 42; Jefferson, IN payouts $1,555,258; per Jefferson, IN claim $37,030; Jefferson, IN claim-stress 91/100.
Jefferson, IN monthly score rose, 75 (March 2026) to 83 (October 2026); Jefferson, IN by month: March 75, April 75, May 71, June 71 (Jefferson, IN), July 68, August 79, September 78, October 83.
Jefferson, IN components: climate 77, NFIP claims 91; Jefferson, IN retreat index 83.
Construction distress, Jefferson, IN: 62/100 as of August 2026 (Jefferson, IN: 62/100 one-to-four unit, 1/100 multifamily).
Jefferson, IN ZIPs, June 2026 (Jefferson, IN, 11 highest): score 0 (Jefferson, IN), climate 66 (Jefferson, IN): 47147; score 0 (Jefferson, IN), climate 51 (Jefferson, IN): 47243; score 0 (Jefferson, IN), climate 49 (Jefferson, IN): 47250; score 0 (Jefferson, IN), climate 46 (Jefferson, IN): 47230; score 0 (Jefferson, IN), climate 44 (Jefferson, IN): 47231; score 0 (Jefferson, IN), climate 39 (Jefferson, IN): 47138, 47224; score 0 (Jefferson, IN), climate 36 (Jefferson, IN): 47227; score 0 (Jefferson, IN), climate 35 (Jefferson, IN): 47270; score 0 (Jefferson, IN), climate 32 (Jefferson, IN): 47170; score 0 (Jefferson, IN), climate 14 (Jefferson, IN): 47043.
DLRadar rescores Jefferson, IN monthly; Jefferson, IN readings join Jefferson, IN foreclosure, lien and ownership parcels (Jefferson, IN), so cost-squeezed Jefferson, IN owners surface before listing.
Inside Indiana, Jefferson County ranks 4th of 92 counties for home-insurance distress at 77/100; Morgan County (78/100) sits just above Jefferson County, and Hamilton County (77/100) sits just below Jefferson County.
Deterministic. Every Jefferson County, IN signal traces to a public Jefferson dataset (FEMA, NFIP, Census for Jefferson, IN) · how insurance distress works in Jefferson, IN · methodology
FAQ: Jefferson County, IN insurance distress
What is the Jefferson County, IN home-insurance-distress score?
Jefferson, IN: 77/100 (MEDIUM), #443 of 3,222, #4 in Indiana. FEMA hazard, Jefferson, IN: 68/100; NFIP stress, Jefferson, IN: 91/100; construction, Jefferson, IN: 62/100; Jefferson, IN rescores monthly.
Is Jefferson County insurance distress getting better or worse (IN)?
Jefferson, IN: 75 in March 2026; Jefferson, IN: 83 in October 2026 (worse); Jefferson, IN climate component 77; Jefferson, IN NFIP claims score 91.
How many flood-insurance claims has Jefferson County, IN had?
Jefferson, IN: 42 NFIP claims, three years; Jefferson, IN paid $1,555,258; per Jefferson, IN claim $37,030; carriers reprice Jefferson, IN against that record.
Which Jefferson County ZIP codes carry the most insurance distress (IN)?
Jefferson, IN, June 2026: 47147 at 0, 47243 at 0, 47250 at 0, 47230 at 0; Jefferson, IN climate scores there: 66, 51, 49, 46.
Why does Jefferson, IN insurance distress create sellers?
A Jefferson, IN premium outruns the Jefferson, IN budget; a carrier leaves Jefferson, IN; Jefferson, IN carrying cost passes plan; Jefferson, IN owners sell while current; Jefferson, IN insurance distress leads Jefferson, IN foreclosure data.