Jefferson County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jefferson County, IN distress report, 2026: 11 ZIPs scored in Jefferson, IN, Jefferson, IN average 22/100; the top Jefferson, IN ZIP is 47243 at 30/100; Jefferson, IN market phase peak, Jefferson, IN prices +4.3% year over year.
- Jefferson, IN ranks #1,345 nationally (opportunity index); Jefferson, IN #37 in Indiana; Jefferson, IN index 30.0.
- Jefferson, IN: no CFPB county sample; Jefferson, IN non-metro area reading 1.0%.
- Jefferson, IN ZIP phases: 10 peak, 1 expansion.
- Jefferson, IN residential listings tracked: 8 across 6 ZIPs; Jefferson, IN candidate listings 6.
- Jefferson, IN HUD assisted properties: 6 with 329 units.
- Jefferson, IN lenders on watch: 2; largest Jefferson, IN footprint German American Bank (4 branches).
- Jefferson, IN most distressed ZIP: 47243 at 30/100.
Jefferson, IN figures: DLRadar distress index; Jefferson, IN inputs: CFPB, FHFA, HUD, FDIC; Jefferson, IN rebuilt as sources refresh.
| Rank | Jefferson, IN ZIP | Score |
|---|---|---|
| 1 | 47243 | 30/100 |
| 2 | 47250 | 28/100 |
| 3 | 47147 | 27/100 |
| 4 | 47224 | 26/100 |
| 5 | 47230 | 26/100 |
| 6 | 47231 | 24/100 |
| 7 | 47138 | 22/100 |
| 8 | 47043 | 19/100 |
| 9 | 47170 | 17/100 |
| 10 | 47227 | 14/100 |
| 11 | 47270 | 14/100 |
Most distressed Jefferson, IN ZIPs (0-100, 2026)
Mortgage delinquency around Jefferson, IN
No CFPB county sample covers Jefferson, IN; the non-metro area reading for Jefferson, IN: 1.0% ninety-plus; Jefferson, IN area thirty-to-eighty-nine 3.1% (December 2025, Jefferson, IN); Indiana overall 1.0%.
Opportunity index: Jefferson, IN
Jefferson, IN index 30.0, Jefferson, IN phase early_signal; Jefferson, IN primary driver construction, Jefferson, IN second driver vacancy. Jefferson, IN components: property stress 21.6, foreclosure pressure 21.3, listing discounts 23.6, bank stress 52.7, insurance 0.0; Jefferson, IN pulse 34.6; Jefferson, IN capital opportunity 23.2; Jefferson, IN seven-day change +0.6%.
ZIP market phases inside Jefferson, IN
11 Jefferson, IN ZIPs carry a price-cycle phase; Jefferson, IN ZIPs by phase (Jefferson, IN), deepest drawdown first: expansion, +5.1% YoY (Jefferson, IN): 47043; peak, +4.7% YoY (Jefferson, IN): 47138; peak, +4.1% YoY (Jefferson, IN): 47147; peak, +4.6% YoY (Jefferson, IN): 47170, 47231; peak, +4.5% YoY (Jefferson, IN): 47224, 47230; peak, +5.0% YoY (Jefferson, IN): 47227, 47270; peak, +4.3% YoY (Jefferson, IN): 47243; peak, +4.4% YoY (Jefferson, IN): 47250.
Residential listings by Jefferson, IN ZIP
Jefferson, IN ZIPs with the most tracked Jefferson, IN residential listings: 47250 6 listings, 5 candidates, bank pressure 62; 47224 1 listings, 0 candidates, bank pressure 63; 47230 1 listings, 1 candidates, bank pressure 59; 47138 0 listings, 0 candidates, bank pressure 60 (Jefferson, IN); 47231 0 listings, 0 candidates, bank pressure 60; 47243 0 listings, 0 candidates, bank pressure 62. Jefferson, IN totals: 8 listings; Jefferson, IN candidates 6; active ZIPs 3.
HUD assisted housing in Jefferson, IN
6 assisted properties with 329 units sit in Jefferson, IN; largest Jefferson, IN properties: Windridge Apartments (Madison) 100 units, 99 assisted; Presidential Estates I (Madison) 96 units, 96 assisted; Valley Court Apartments (Madison) 48 units in Jefferson, IN; Hope Community (Madison) 40 units, 40 assisted; Madison Heritage Apartments (Madison) 30 units, 30 assisted; Willowview Apartments (Madison) 15 units, 14 assisted.
Lenders with branches in Jefferson, IN
Jefferson, IN lenders by branch count: German American Bank (Jefferson, IN): stress 42, 4 branches moderate in Jefferson, IN; Friendship State Bank (Jefferson, IN): stress 80, 1 branch moderate in Jefferson, IN.
Vacancy and permits, Jefferson, IN
1,727 of 14,517 Jefferson, IN housing units are vacant; Jefferson, IN permits, twelve months: 0 multifamily units in Jefferson, IN, 65 one-to-four unit units.
Work Jefferson, IN at the parcel level
Every Jefferson, IN parcel carries owner and address; every Jefferson, IN parcel carries APN; Jefferson, IN distress scores sit on the Jefferson, IN live board.
Jefferson, IN figures refresh with each source.
Jefferson, IN questions
Most distressed ZIP code in Jefferson County, IN?
ZIP 47243 leads Jefferson, IN at 30/100; next in Jefferson, IN: 47250 at 28/100; the Jefferson, IN average is 22/100.
Where does Jefferson County, IN rank for investment opportunity?
Jefferson, IN is #1,345 among all ranked counties, #37 in Indiana; the Jefferson, IN driver is construction; Jefferson, IN moved down 125 places.
How many mortgages are delinquent in Jefferson County, IN?
Jefferson, IN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Jefferson, IN.
Which banks lend in Jefferson County, IN?
2 watched lenders hold Jefferson, IN branches; the largest Jefferson, IN footprints are German American Bank (4), Friendship State Bank (1).
More on Jefferson, IN
Jefferson County, IN distress report: public-record figures for Jefferson, IN; not legal advice for Jefferson, IN; not tax or investment advice; verify every Jefferson, IN record before acting.