Owen County, KY: Foreclosures, Tax Liens & Distressed Properties

Owen County, KY, Kentucky: 11 ZIP codes scored, Owen County, KY averaging 18/100 (low, Owen, KY), from 13 to 27. Owen County, KY is in its expansion phase (Owen, KY confidence 33/100): Owen, KY home prices up 5.3% (Owen, KY) over twelve months. Owen County, KY lender headwind: 7/100.

Highest-scoring Owen County, KY ZIPs: 40379 (27/100), 40355 (19/100), 40359 (19/100), 40363 (19/100), 41086 (19/100), 41046 (18/100). Also scored in Owen County, KY: 41098, 41010, 41083, 41052, 41035.

Across Owen County, KY's scored ZIPs: median home value $184,240, household income $65,008, 20.5% vacancy, 18.7% poverty, 84% owner-occupied, median age 40.0.

Owen County, KY insurance distress 73/100 (#556 in the US); FEMA hazard 63/100 for Owen, KY; 8 federal disaster declarations in Owen County, KY since 2023; 12 Owen, KY NFIP flood claims, $632K paid; Owen, KY construction distress 35/100.

2 banks with 2 branches lend in Owen County, KY; Owen, KY weighted bank stress 57/100, highest 71/100 in Owen, KY.

Owen County, KY unemployment 3.9% (Owen, KY -0.3 pts, six months); 19 new housing units permitted in Owen County, KY over twelve months, Owen, KY up 12% from 17.

5,388 housing units in Owen County, KY; 518 Owen, KY renter households; 32% of Owen, KY renters spend 30%+ of income on rent, 19% (Owen, KY) half or more.

Owen County, KY ranks #638 nationally on the opportunity index (Owen, KY, among all ranked counties); Owen, KY scores 32.7/100 and Owen, KY sits #41 inside Kentucky. Owen, KY is in the peak_opportunity opportunity phase; Owen, KY's primary driver is vacancy, Owen, KY second driver bank institutional; Owen, KY moved up 375 places. 4 short-sale listings across Owen, KY; 40 days on market observed in Owen, KY; 19.1% vacancy over 11 Owen, KY ZIPs.

No CFPB county sample covers Owen County, KY. The non-metro area reading for Owen, KY: 1.1% ninety-plus days late; Owen, KY's thirty-to-eighty-nine share is 3.0% (Owen, KY, December 2025 data); Kentucky overall 1.0%.

Owen County, KY has 1 watched bank; 1 Owen, KY bank sits in an elevated band. Owen, KY footprints: United Citizens B&T Co (1 branch, stress 71) in Owen, KY.

1,136 of the 5,388 housing units in Owen, KY sit vacant. Owen County, KY permitted 0 multifamily units in twelve months; Owen, KY's one-to-four unit structures added 19 units in Owen County, KY.