ZIP 40355 Property Distress & Foreclosure Data
In Owen County, Kentucky, ZIP 40355 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), FEMA disaster exposure (73/100). The latent-versus-live split is 51/100 structural and 0/100 already moving. Its standout signals are institutional ownership (59/100), construction/permit lag (56/100), structural risk (51/100).
The market reads peak — home values rose 4.7% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.
The tenure split is 73% owner-occupied to 27% rented. About 388 people live here, median age 27. The ZIP holds roughly 223 housing units. On demographic stress specifically, 40355 scores 53/100. A median home runs $232,500 here. The vacancy rate is 21.0% — elevated. About 25% have a four-year degree. Roughly 79.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory.
Net-net, 40355 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 40355
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Owen County
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Deterministic. Every signal traces to a public dataset · methodology