Scott County, KY: Foreclosures, Tax Liens & Distressed Properties

Scott County, Kentucky is mapped parcel-to-ZIP by DLRadar's public-record distress engine. The county's ZIP scores run from 19 up to 31/100. County-level credit and bank headwind reads 26/100. 6 ZIP codes are tracked county-wide, averaging 27/100 distress.

The county market is in a expansion phase: home prices rose 5.9% over the past year, a 40/100-confidence read. Through the growth, a subset takes on water where the composite stays elevated.

Even appreciating at +5.9% YoY (40/100 confidence), stressed pockets remain which speeds resale of distressed buys. Lender stress at 26/100 (contained) favors tax, code and ownership-change cases over REO.

Top distress by ZIP runs 40511 (31/100), 40324 (28/100), 40370 (28/100), 40379 (28/100), 40347 (27/100), 41010 (19/100), listed with every scored ZIP below.

Demographically, Scott County's scored ZIPs run 9.7% of units sitting vacant, an owner-occupied share of 77%, a median age of 42.2, a median household income near $80,198 (near the US norm), typical home values near $265,067, a 12.6% poverty rate. Taken together, they signal where pressure builds and how liquid the exit will be.

All in at 27/100 over 6 ZIPs, the opportunity hides below the average — work it parcel by parcel. Subscribers get each Scott County parcel's owner and contact detail, APN, score, bank exposure and an exit-velocity estimate.

No county is too small to score: Scott County, Kentucky runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Scott County's numbers mean exactly what they mean anywhere else in Kentucky.

The practical read on Scott County, Kentucky is a targeting one — find the ZIPs holding real financial pressure, then work the parcels underneath them. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where Scott County data is thin.

The ZIP breakdown for Scott County leads with 40511 (31/100), 40324 (28/100), 40370 (28/100), 40379 (28/100), 40347 (27/100), 41010 (19/100). Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

DLRadar's composite for Scott County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.