Bourbon County, KY: Foreclosures, Tax Liens & Distressed Properties
Bourbon County, KY, Kentucky: 10 ZIP codes scored, Bourbon County, KY averaging 25/100 (low, Bourbon, KY), from 19 to 32. Bourbon County, KY is in its expansion phase (Bourbon, KY confidence 40/100): Bourbon, KY home prices up 5.9% (Bourbon, KY) over twelve months. Bourbon County, KY lender headwind: 54/100.
Highest-scoring Bourbon County, KY ZIPs: 40511 (32/100), 40516 (31/100), 40324 (28/100), 40348 (26/100), 40357 (26/100), 40361 (26/100). Also scored in Bourbon County, KY: 40374, 41031, 40311, 40353.
Across Bourbon County, KY's scored ZIPs: median home value $187,940, household income $70,756, 9.7% vacancy, 24.7% poverty, 62% owner-occupied, median age 40.0.
Bourbon County, KY insurance distress 67/100 (#701 in the US); FEMA hazard 74/100 for Bourbon, KY; 8 federal disaster declarations in Bourbon County, KY since 2023; 3 Bourbon, KY NFIP flood claims, $4K paid; Bourbon, KY construction distress 69/100.
4 banks with 6 branches lend in Bourbon County, KY; Bourbon, KY weighted bank stress 62/100, highest 71/100 in Bourbon, KY.
Bourbon County, KY unemployment 3.9% (Bourbon, KY -0.2 pts, six months); 91 new housing units permitted in Bourbon County, KY over twelve months, Bourbon, KY down 22% from 116; Bourbon, KY home prices +10.9% a year (Bourbon, KY) over three years.
9,181 housing units in Bourbon County, KY; 2,859 Bourbon, KY renter households; 37% of Bourbon, KY renters spend 30%+ of income on rent, 24% (Bourbon, KY) half or more.
Bourbon County, KY ranks #1,128 nationally on the opportunity index (Bourbon, KY, among all ranked counties); Bourbon, KY scores 30.7/100 and Bourbon, KY sits #65 inside Kentucky. Bourbon, KY is in the watchlist opportunity phase; Bourbon, KY's primary driver is construction, Bourbon, KY second driver bank institutional; Bourbon, KY moved up 35 places. 42 short-sale listings across Bourbon, KY; 99 days on market observed in Bourbon, KY; 10.4% vacancy over 10 Bourbon, KY ZIPs.
No CFPB county sample covers Bourbon County, KY. The metro area reading for Bourbon, KY (Lexington-Fayette, KY): 0.8% ninety-plus days late; Bourbon, KY's thirty-to-eighty-nine share is 1.3% (Bourbon, KY, December 2025 data); Kentucky overall 1.0%.
Bourbon County, KY has 3 watched banks; 3 Bourbon, KY banks sit in an elevated band. Bourbon, KY footprints: Traditional Bank Inc (2 branches, stress 71) in Bourbon, KY; Stock Yards Bank&Trust Co (2 branches, stress 51) in Bourbon, KY; Blue Grass Fs&La (1 branch, stress 63) in Bourbon, KY.
HUD lists 4 assisted multifamily properties in Bourbon County, KY with 176 units; 113 Bourbon, KY units are assisted, 2 Bourbon, KY properties under project-based Section 8.
1,047 of the 9,181 housing units in Bourbon, KY sit vacant. Bourbon County, KY permitted 0 multifamily units in twelve months; Bourbon, KY's one-to-four unit structures added 91 units in Bourbon County, KY.