Bourbon County, KY: Foreclosures, Tax Liens & Distressed Properties

Across Bourbon County, Kentucky, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Across its ZIPs, composite distress spans 16 to 31 out of 100. Coverage runs to 10 ZIPs across Bourbon County, a low 24/100 average. The county's lending-headwind score sits at 54/100 (moderate).

The county market is in a expansion phase: home prices rose 5.9% over the past year, a 40/100-confidence read. While the county appreciates, a subset takes on water so the laggard ZIPs are the opening.

Even appreciating at +5.9% YoY (40/100 confidence), liquidity improves for clean exits — and a rising tide cleans up those exits. A mid-cycle 54/100 lender reading points to mixed owner- and bank-driven distress.

By composite, 40511 (31/100), 40516 (31/100), 40324 (28/100), 40374 (23/100), 40348 (22/100), 40357 (22/100) top the county — tap any ZIP to go deeper. Also scored across the county: 40361, 41031, 40353, 40311.

Profile-wise, Bourbon County's tracked footprint come in at incomes around $70,756, a 24.7% poverty rate, residents with a median age around 40, vacancy near 9.7%, 62% of homes owner-occupied, typical home values near $187,940. Numbers like these drive the volume of pressured sellers and the exit liquidity behind them.

With a low 24/100 reading over 10 ZIPs, distress here is parcel-specific rather than a blanket buy. A DLRadar subscription opens every Bourbon County parcel: owner, address and APN, a parcel-level score plus bank exposure and liquidity read.

Because Bourbon County, Kentucky is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Bourbon County against neighboring markets or the rest of Kentucky on equal footing.

Used properly, Bourbon County, Kentucky's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across Bourbon County as a whole. The Bourbon County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

Drilling in, Bourbon County's highest-scoring ZIPs are 40511 (31/100), 40516 (31/100), 40324 (28/100), 40374 (23/100), 40348 (22/100), 40357 (22/100). DLRadar also scores 40361, 41031, 40353, 40311 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

DLRadar's composite for Bourbon County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.