Montgomery County, KY: Foreclosures, Tax Liens & Distressed Properties
Montgomery County, KY, Kentucky: 5 ZIP codes scored, Montgomery County, KY averaging 21/100 (low, Montgomery, KY), from 17 to 26. Montgomery County, KY is in its peak phase (Montgomery, KY confidence 22/100): Montgomery, KY home prices up 4.4% (Montgomery, KY) over twelve months. Montgomery County, KY lender headwind: 57/100.
Highest-scoring Montgomery County, KY ZIPs: 40360 (26/100), 40361 (26/100), 40353 (19/100), 40337 (18/100), 40346 (17/100).
Across Montgomery County, KY's scored ZIPs: median home value $174,000, household income $56,314, 14.6% vacancy, 22.2% poverty, 72% owner-occupied, median age 39.2.
Montgomery County, KY insurance distress 38/100 (#1,380 in the US); FEMA hazard 74/100 for Montgomery, KY; 8 federal disaster declarations in Montgomery County, KY since 2023; Montgomery, KY construction distress 42/100.
6 banks with 12 branches lend in Montgomery County, KY; Montgomery, KY weighted bank stress 64/100, highest 77/100 in Montgomery, KY.
Montgomery County, KY unemployment 4.4% (Montgomery, KY -0.9 pts, six months); 55 new housing units permitted in Montgomery County, KY over twelve months, Montgomery, KY up 10% from 50; Montgomery, KY home prices +12.2% a year (Montgomery, KY) over three years.
12,231 housing units in Montgomery County, KY; 3,692 Montgomery, KY renter households; 22% of Montgomery, KY renters spend 30%+ of income on rent, 14% (Montgomery, KY) half or more.
Montgomery County, KY ranks #833 nationally on the opportunity index (Montgomery, KY, among all ranked counties); Montgomery, KY scores 31.8/100 and Montgomery, KY sits #55 inside Kentucky. Montgomery, KY is in the watchlist opportunity phase; Montgomery, KY's primary driver is bank institutional, Montgomery, KY second driver vacancy; Montgomery, KY moved up 366 places. 1 short-sale listings across Montgomery, KY; 122 days on market observed in Montgomery, KY; 10.6% vacancy over 5 Montgomery, KY ZIPs.
No CFPB county sample covers Montgomery County, KY. The non-metro area reading for Montgomery, KY: 1.1% ninety-plus days late; Montgomery, KY's thirty-to-eighty-nine share is 3.0% (Montgomery, KY, December 2025 data); Kentucky overall 1.0%.
Montgomery County, KY has 5 watched banks; 5 Montgomery, KY banks sit in an elevated band. Montgomery, KY footprints: Traditional Bank Inc (5 branches, stress 71) in Montgomery, KY; Whitaker Bank (3 branches, stress 57) in Montgomery, KY; Peoples Bank Of Kentucky Inc (1 branch, stress 77) in Montgomery, KY.
HUD lists 1 assisted multifamily property in Montgomery County, KY with 3 units; 3 Montgomery, KY units are assisted.
1,226 of the 12,231 housing units in Montgomery, KY sit vacant. Montgomery County, KY permitted 0 multifamily units in twelve months; Montgomery, KY's one-to-four unit structures added 55 units in Montgomery County, KY.