ZIP 40380 Foreclosure, Tax-Lien & Distress Report

In Powell County, Kentucky, ZIP 40380 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. The most distinctive pressure shows up in construction/permit lag (100/100), institutional ownership (75/100), structural risk (69/100). mortgage stress (30/100) stay muted. On the structural side it scores 69/100, with 9/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (91/100), flood (NFIP) exposure (79/100)).

The market reads expansion — home values rose 5.2% year on year, and 12% higher over three years, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 40380 scores 36/100. The poverty rate is 20.5% — high, a tax-stress and distress correlate. Median household income is $40,531, below the U.S. median near $78,000. Population is roughly 6,943 with a median age of 39. Rent burden reaches 59% of tenant households. Vacancy runs 16.8%, above the national norm and a classic distress-and-opportunity signal. Around 20% of adults hold a bachelor's degree or higher. 72% of housing is owner-occupied. Home values center near $135,100, an affordability ratio of 3.3× — accessible. There are about 2,963 housing units across 40380.

Net-net, 40380 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 40380 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 40380's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 40380 reflects the current record instead of a stale or modeled snapshot.

Behind 40380's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 40380 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.