ZIP 40472 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 40472 in Estill County, Kentucky comes in at 31, a moderate composite-distress reading. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (71/100), institutional ownership (68/100). mortgage stress (26/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (95/100), flood (NFIP) exposure (79/100). Structural exposure scores 71 and live distress 8 on the 0–100 scale.

The peak-phase market in 40472 posted values that rose 4.4% over the year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

Households earn a median $35,125 — below the roughly $78,000 national figure. 28.5% of residents fall below the poverty threshold. Rent burden reaches 33% of tenant households. Educational attainment sits at 10% bachelor's-or-above. The ZIP holds roughly 723 housing units. DLRadar's demographic-stress index for the area reads 33/100. Owners hold 71% of homes, renters 29%. Population is roughly 1,398 with a median age of 46. A median home runs $101,700 here, or 2.7 times local income. Vacancy runs 22.5%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 40472 leans distressed, with opportunity clustered in specific stressed parcels. 40472 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 40472 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 40472 shows blanks, not estimates, wherever the record is sparse.

Behind 40472's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 40472 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.