ZIP 40472 Property Distress & Foreclosure Data

In Estill County, Kentucky, ZIP 40472 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (68/100), structural risk (46/100), mortgage stress (26/100). By contrast, mortgage stress (26/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), flood (NFIP) exposure (80/100). The latent-versus-live split is 46/100 structural and 8/100 already moving.

The market reads peak — home values rose 4.5% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Households earn a median $35,125 — below the roughly $78,000 national figure. Roughly 28.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 33% of renters are cost-burdened. About 10% have a four-year degree. The ZIP holds roughly 723 housing units. On demographic stress specifically, 40472 scores 33/100. The tenure split is 71% owner-occupied to 29% rented. About 1,398 people live here, median age 46. A median home runs $101,700 here, or 2.7 times local income. The vacancy rate is 22.5% — elevated.

Net-net, 40472 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.