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Powell County, KY: Foreclosures, Tax Liens & Distressed Properties

Powell County, KY, Kentucky: 4 ZIP codes scored, Powell County, KY averaging 28/100 (low, Powell, KY), from 22 to 30. Powell County, KY is in its expansion phase (Powell, KY confidence 33/100): Powell, KY home prices up 5.3% (Powell, KY) over twelve months. Powell County, KY lender headwind: 54/100.

Highest-scoring Powell County, KY ZIPs: 40312 (30/100), 40376 (30/100), 40380 (30/100), 41360 (22/100).

Across Powell County, KY's scored ZIPs: median home value $100,767, household income $39,193, 31.5% vacancy, 19.0% poverty, 77% owner-occupied, median age 46.4.

Powell County, KY insurance distress 84/100 (#237 in the US); FEMA hazard 89/100 for Powell, KY; 14 federal disaster declarations in Powell County, KY since 2023; 7 Powell, KY NFIP flood claims, $164K paid; Powell, KY construction distress 100/100.

4 banks with 5 branches lend in Powell County, KY; Powell, KY weighted bank stress 69/100, highest 100/100 in Powell, KY.

Powell County, KY unemployment 4.1% (Powell, KY -1.4 pts, six months); 2 new housing units permitted in Powell County, KY over twelve months, Powell, KY down 50% from 4; Powell, KY home prices +11.4% a year (Powell, KY) over three years.

5,647 housing units in Powell County, KY; 1,425 Powell, KY renter households; 46% of Powell, KY renters spend 30%+ of income on rent, 23% (Powell, KY) half or more.

Powell County, KY ranks #7 nationally on the opportunity index (Powell, KY, among all ranked counties); Powell, KY scores 43.0/100 and Powell, KY sits #1 inside Kentucky. Powell, KY is in the strong_buy opportunity phase; Powell, KY's primary driver is construction, Powell, KY second driver vacancy; Powell, KY moved down 4 places. 2 short-sale listings across Powell, KY; 83 days on market observed in Powell, KY; 17.0% vacancy over 4 Powell, KY ZIPs.

No CFPB county sample covers Powell County, KY. The non-metro area reading for Powell, KY: 1.1% ninety-plus days late; Powell, KY's thirty-to-eighty-nine share is 3.0% (Powell, KY, December 2025 data); Kentucky overall 1.0%.

Powell County, KY has 4 watched banks; 4 Powell, KY banks sit in an elevated band. Powell, KY footprints: Whitaker Bank (2 branches, stress 57) in Powell, KY; Pbt Bcorp (1 branch, stress 100) in Powell, KY; Peoples Exchange Bank (1 branch, stress 66) in Powell, KY.

HUD lists 2 assisted multifamily properties in Powell County, KY with 64 units; 64 Powell, KY units are assisted, 2 Powell, KY properties under project-based Section 8.

857 of the 5,647 housing units in Powell, KY sit vacant. Powell County, KY permitted 0 multifamily units in twelve months; Powell, KY's one-to-four unit structures added 2 units in Powell County, KY.

Expansion
Market phase
5.3%
Powell, KY HPI YoY
0%
Drawdown
33
Powell confidence

Top Powell County ZIP codes by stress score

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