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Jackson County, KY: Foreclosures, Tax Liens & Distressed Properties

Jackson County, KY, Kentucky: 6 ZIP codes scored, Jackson County, KY averaging 22/100 (low, Jackson, KY), from 18 to 30. Jackson County, KY is in its expansion phase (Jackson, KY confidence 33/100): Jackson, KY home prices up 5.3% (Jackson, KY) over twelve months. Jackson County, KY lender headwind: 0/100.

Highest-scoring Jackson County, KY ZIPs: 40336 (30/100), 40447 (28/100), 40402 (18/100), 40434 (18/100), 40481 (18/100), 40486 (18/100).

Across Jackson County, KY's scored ZIPs: median home value $114,875, household income $42,424, 13.1% vacancy, 17.9% poverty, 82% owner-occupied, median age 37.5.

Jackson County, KY insurance distress 87/100 (#166 in the US); FEMA hazard 93/100 for Jackson, KY; 20 federal disaster declarations in Jackson County, KY since 2023; 4 Jackson, KY NFIP flood claims, $177K paid; Jackson, KY construction distress 20/100.

2 banks with 4 branches lend in Jackson County, KY; Jackson, KY weighted bank stress 27/100, highest 65/100 in Jackson, KY.

Jackson County, KY unemployment 6.5% (Jackson, KY -0.6 pts, six months).

6,006 housing units in Jackson County, KY; 1,017 Jackson, KY renter households; 27% of Jackson, KY renters spend 30%+ of income on rent, 16% (Jackson, KY) half or more.

Jackson County, KY ranks #315 nationally on the opportunity index (Jackson, KY, among all ranked counties); Jackson, KY scores 34.6/100 and Jackson, KY sits #24 inside Kentucky. Jackson, KY is in the peak_opportunity opportunity phase; Jackson, KY's primary driver is vacancy, Jackson, KY second driver construction; Jackson, KY moved up 365 places. 4 short-sale listings across Jackson, KY; 58 days on market observed in Jackson, KY; 15.8% vacancy over 6 Jackson, KY ZIPs.

No CFPB county sample covers Jackson County, KY. The non-metro area reading for Jackson, KY: 1.1% ninety-plus days late; Jackson, KY's thirty-to-eighty-nine share is 3.0% (Jackson, KY, December 2025 data); Kentucky overall 1.0%.

Jackson County, KY has 2 watched banks; 2 Jackson, KY banks sit in an elevated band. Jackson, KY footprints: Jackson County Bank (3 branches, stress 14) in Jackson, KY; Citizens Bank (1 branch, stress 65) in Jackson, KY.

HUD lists 2 assisted multifamily properties in Jackson County, KY with 144 units; 144 Jackson, KY units are assisted, 2 Jackson, KY properties under project-based Section 8.

884 of the 6,006 housing units in Jackson, KY sit vacant.

Expansion
Market phase
5.3%
Jackson, KY HPI YoY
0%
Drawdown
33
Jackson confidence

Most distressed ZIP codes in Jackson County

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