Jackson County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jackson County, KY distress report, 2026: 6 ZIPs scored in Jackson, KY, Jackson, KY average 22/100; the top Jackson, KY ZIP is 40336 at 30/100; Jackson, KY market phase expansion, Jackson, KY prices +5.3% year over year.
- Jackson, KY ranks #256 nationally (opportunity index); Jackson, KY #24 in Kentucky; Jackson, KY index 35.3.
- Jackson, KY: no CFPB county sample; Jackson, KY non-metro area reading 1.1%.
- Jackson, KY ZIP phases: 5 expansion, 1 neutral.
- Jackson, KY residential listings tracked: 13 across 5 ZIPs; Jackson, KY candidate listings 5.
- Jackson, KY HUD assisted properties: 2 with 144 units.
- Jackson, KY lenders on watch: 2; largest Jackson, KY footprint Jackson County Bank (3 branches).
- Jackson, KY most distressed ZIP: 40336 at 30/100.
Jackson, KY figures: DLRadar distress index; Jackson, KY inputs: CFPB, FHFA, HUD, FDIC; Jackson, KY rebuilt as sources refresh.
| Rank | Jackson, KY ZIP | Score |
|---|---|---|
| 1 | 40336 | 30/100 |
| 2 | 40447 | 28/100 |
| 3 | 40402 | 19/100 |
| 4 | 40434 | 19/100 |
| 5 | 40481 | 19/100 |
| 6 | 40486 | 18/100 |
Most distressed Jackson, KY ZIPs (0-100, 2026)
Mortgage delinquency around Jackson, KY
No CFPB county sample covers Jackson, KY; the non-metro area reading for Jackson, KY: 1.1% ninety-plus; Jackson, KY area thirty-to-eighty-nine 3.0% (December 2025, Jackson, KY); Kentucky overall 1.0%.
Opportunity index: Jackson, KY
Jackson, KY index 35.3, Jackson, KY phase peak_opportunity; Jackson, KY primary driver vacancy, Jackson, KY second driver construction. Jackson, KY components: property stress 29.9, foreclosure pressure 30.4, listing discounts 36.1, bank stress 45.8, insurance 0.0; Jackson, KY pulse 38.0; Jackson, KY capital opportunity 31.3; Jackson, KY seven-day change +1.0%.
ZIP market phases inside Jackson, KY
6 Jackson, KY ZIPs carry a price-cycle phase; Jackson, KY ZIPs by phase (Jackson, KY), deepest drawdown first: neutral, +4.5% YoY (Jackson, KY): 40336; expansion, +5.3% YoY (Jackson, KY): 40402, 40434, 40447, 40481, Jackson, KY 40486.
Residential listings by Jackson, KY ZIP
Jackson, KY ZIPs with the most tracked Jackson, KY residential listings: 40447 11 listings, 3 candidates, bank pressure 59; 40486 2 listings, 2 candidates, bank pressure 58; 40402 0 listings, 0 candidates, bank pressure 40; 40434 0 listings, 0 candidates, bank pressure 40 (Jackson, KY); 40481 0 listings, 0 candidates, bank pressure 40. Jackson, KY totals: 13 listings; Jackson, KY candidates 5; active ZIPs 0.
HUD assisted housing in Jackson, KY
2 assisted properties with 144 units sit in Jackson, KY; largest Jackson, KY properties: Jackson Valley Apts (Mc Kee) 84 units, 84 assisted; Mckee Manor Apartments (Mckee) 60 units, 60 assisted.
Lenders with branches in Jackson, KY
Jackson, KY lenders by branch count: Jackson County Bank (Jackson, KY): stress 14, 3 branches low in Jackson, KY; Citizens Bank (Jackson, KY): stress 65, 1 branch low in Jackson, KY.
Vacancy and permits, Jackson, KY
884 of 6,006 Jackson, KY housing units are vacant.
Work Jackson, KY at the parcel level
Every Jackson, KY parcel carries owner and address; every Jackson, KY parcel carries APN; Jackson, KY distress scores sit on the Jackson, KY live board.
Jackson, KY figures refresh with each source.
Jackson, KY questions
Most distressed ZIP code in Jackson County, KY?
ZIP 40336 leads Jackson, KY at 30/100; next in Jackson, KY: 40447 at 28/100; the Jackson, KY average is 22/100.
Where does Jackson County, KY rank for investment opportunity?
Jackson, KY is #256 among all ranked counties, #24 in Kentucky; the Jackson, KY driver is vacancy; Jackson, KY moved up 274 places.
How many mortgages are delinquent in Jackson County, KY?
Jackson, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Jackson, KY.
Which banks lend in Jackson County, KY?
2 watched lenders hold Jackson, KY branches; the largest Jackson, KY footprints are Jackson County Bank (3), Citizens Bank (1).
More on Jackson, KY
Jackson County, KY distress report: public-record figures for Jackson, KY; not legal advice for Jackson, KY; not tax or investment advice; verify every Jackson, KY record before acting.