Jackson County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jackson County, Kentucky? DLRadar grades every Jackson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Jackson County breakdown.
- Jackson County's most distressed ZIP is 40336 at 31/100.
- 6 ZIP codes tracked in Jackson County, averaging 19/100 distress.
- Jackson County reads expansion — home values up 5.3% year over year.
- Vacancy runs 13.1% across Jackson County's tracked ZIPs, with a 17.9% poverty rate.
- The typical Jackson County home is worth about $114,875 against a ~$42,424 median income.
- Lending headwind in Jackson County sits at 0/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 40336 | 31/100 |
| 2 | 40447 | 24/100 |
| 3 | 40402 | 14/100 |
| 4 | 40434 | 14/100 |
| 5 | 40481 | 14/100 |
| 6 | 40486 | 14/100 |
Most distressed ZIP codes in Jackson County (composite distress 0-100, 2026)
What is driving Jackson County distress
DLRadar builds Jackson County's distress picture only from records anyone can pull; its ZIPs average 19/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Jackson County market phase and pricing
DLRadar places Jackson County in expansion; prices moved up 5.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Jackson County
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What people ask
Which ZIP code leads Jackson County on distress?
ZIP 40336 leads Jackson County at 31/100, recomputed monthly from public records.
What stage of the price cycle is Jackson County at?
Jackson County is classified expansion with a 5.3% year-over-year increase, following the FHFA House Price Index.
Where does the Jackson County data come from?
Every Jackson County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 6 Jackson County ZIP codes that it runs on every other U.S. county, so Jackson County's numbers are directly comparable to any other market.
How much do distress scores vary between Jackson County ZIP codes?
A county average hides the spread. Across the Jackson County ZIPs DLRadar ranks, scores run from 31/100 in 40336 down to 14/100 in 40486, against a Jackson County average of 19/100. Because the gap runs to 17 points, Jackson County rewards ZIP-level precision.
What do Jackson County home values and vacancy say about distressed supply?
The typical Jackson County home carries about $114,875 of value against a median household income near $42,424. Vacancy across Jackson County's tracked ZIPs runs 13.1% and the poverty rate is 17.9%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Jackson County's foreclosure and tax-lien filings and its 0/100 lending headwind.
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Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.