Jackson County, KY: Home-Insurance Distress & Forced-Sale Pressure
Jackson County, KY: 87/100 (severe) home-insurance distress; Jackson, KY band HIGH; Jackson, KY #166 of 3,222 counties; Jackson, KY #4 of 120 in Kentucky.
FEMA hazard, Jackson, KY: 93/100; Jackson, KY declarations, three years: 20; Jackson, KY perils: 2 tropical-storm, 14 severe-storm; Jackson, KY five-year count 27 (severity 48.0); Jackson, KY ten-year 27; hazard-weighted, Jackson, KY: 20.0.
Declared incidents on the Jackson, KY record: 2026 Winter Storm 4; 2026 Severe Storm 2 (Jackson, KY); 2025 Severe Storm 10; 2024 Tropical Storm 2 (Jackson, KY); 2024 Severe Storm 2; 2023 Severe Storm 3 (Jackson, KY).
NFIP claims, Jackson, KY, three years: 4; Jackson, KY payouts $177,302; per Jackson, KY claim $44,326; Jackson, KY claim-stress 79/100.
Jackson, KY monthly score rose, 63 (March 2026) to 88 (October 2026); Jackson, KY by month: March 63, April 63, May 62, June 62 (Jackson, KY), July 65, August 62, September 62, October 88.
Jackson, KY components: climate 95, NFIP claims 79; Jackson, KY retreat index 88.
Construction distress, Jackson, KY: 20/100 as of August 2026 (Jackson, KY: 20/100 one-to-four unit, 0/100 multifamily).
Jackson, KY ZIPs, June 2026 (Jackson, KY, 6 highest): score 0 (Jackson, KY), climate 35 (Jackson, KY): 40336; score 0 (Jackson, KY), climate 21 (Jackson, KY): 40402, 40434, 40447, 40481, Jackson, KY 40486.
DLRadar rescores Jackson, KY monthly; Jackson, KY readings join Jackson, KY foreclosure, lien and ownership parcels (Jackson, KY), so cost-squeezed Jackson, KY owners surface before listing.
Inside Kentucky, Jackson County ranks 4th of 120 counties for home-insurance distress at 87/100; Lee County (89/100) sits just above Jackson County, and Breathitt County (86/100) sits just below Jackson County.
Deterministic. Every Jackson County, KY signal traces to a public Jackson dataset (FEMA, NFIP, Census for Jackson, KY) · how insurance distress works in Jackson, KY · methodology
FAQ: Jackson County, KY insurance distress
What is the Jackson County, KY home-insurance-distress score?
Jackson, KY: 87/100 (HIGH), #166 of 3,222, #4 in Kentucky. FEMA hazard, Jackson, KY: 93/100; NFIP stress, Jackson, KY: 79/100; construction, Jackson, KY: 20/100; Jackson, KY rescores monthly.
Is Jackson County insurance distress getting better or worse (KY)?
Jackson, KY: 63 in March 2026; Jackson, KY: 88 in October 2026 (worse); Jackson, KY climate component 95; Jackson, KY NFIP claims score 79.
How many flood-insurance claims has Jackson County, KY had?
Jackson, KY: 4 NFIP claims, three years; Jackson, KY paid $177,302; per Jackson, KY claim $44,326; carriers reprice Jackson, KY against that record.
Which Jackson County ZIP codes carry the most insurance distress (KY)?
Jackson, KY, June 2026: 40336 at 0, 40402 at 0, 40434 at 0, 40447 at 0; Jackson, KY climate scores there: 35, 21, 21, 21.
Why does Jackson, KY insurance distress create sellers?
A Jackson, KY premium outruns the Jackson, KY budget; a carrier leaves Jackson, KY; Jackson, KY carrying cost passes plan; Jackson, KY owners sell while current; Jackson, KY insurance distress leads Jackson, KY foreclosure data.