ZIP 40486 Property Distress & Foreclosure Data

In Jackson County, Kentucky, ZIP 40486 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (94/100). Its standout signals are institutional ownership (55/100), structural risk (29/100), mortgage stress (22/100). structural risk (29/100) and mortgage stress (22/100) stay muted. Structural risk reads 29/100 against active distress of 7/100.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

2,774 residents call 40486 home, typically aged 36. Home values center near $157,500, an affordability ratio of 2.0× — accessible. Vacancy runs 10.4%. Owners hold 90% of homes, renters 10%. DLRadar's demographic-stress index for the area reads 22/100. Rent burden reaches 9% of tenant households. Median household income is $59,987, below the U.S. median near $78,000. There are about 1,043 housing units across 40486. Educational attainment sits at 13% bachelor's-or-above. 12.7% of residents fall below the poverty threshold.

Overall, 40486 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.