ZIP 41314 Property Distress & Foreclosure Data

DLRadar grades ZIP 41314 (Owsley County, Kentucky) at a minimal 14/100 for overall property distress. Property-level stress concentrates in institutional ownership (55/100), structural risk (29/100), mortgage stress (23/100). structural risk (29/100) and mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (94/100). On the structural side it scores 29/100, with 7/100 of stress already active.

Prices here sit in a peak phase: values rose 4.7% over the trailing year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 32% of renters are cost-burdened. Educational attainment sits at 13% bachelor's-or-above. 4,483 residents call 41314 home, typically aged 48. DLRadar's demographic-stress index for the area reads 32/100. The ZIP holds roughly 2,104 housing units. Owners hold 72% of homes, renters 28%. 23.5% of residents fall below the poverty threshold. The vacancy rate is 25.4% — elevated. Median household income is $37,111, below the U.S. median near $78,000. Home values center near $98,500, an affordability ratio of 2.5× — accessible.

Taken together, 41314 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.