ZIP 41314 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 41314 (Owsley County, Kentucky) lands at 14/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (54/100), structural risk (29/100), mortgage stress (23/100). By contrast, structural risk (29/100) and mortgage stress (23/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (93/100). The latent-versus-live split is 29/100 structural and 7/100 already moving.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 32% of renters are cost-burdened. About 13% have a four-year degree. About 4,483 people live here, median age 48. On demographic stress specifically, 41314 scores 32/100. There are about 2,104 housing units across 41314. 72% of housing is owner-occupied. 23.5% of residents fall below the poverty threshold. Vacancy runs 25.4%, above the national norm and a classic distress-and-opportunity signal. At $37,111, median income runs below typical U.S. levels. A median home runs $98,500 here, or 2.5 times local income.

Net-net, 41314 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 41314 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 41314 runs through one identical public-record model, so its 14/100 sits on the same scale as every other ZIP in Owsley County, Kentucky and the nation. Where the public record is thin for 41314, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 41314 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. The point of the 41314 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.