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ZIP 41364 Foreclosure, Tax-Lien & Distress Report

Owsley County, Kentucky · High Vacancy market

In Owsley County, Kentucky, ZIP 41364 scores 10 of 100 for composite distress, a minimal level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (93/100)). Its standout signals are institutional ownership (50/100), mortgage stress (23/100), structural risk (21/100). mortgage stress (23/100) and structural risk (21/100) stay muted. The latent-versus-live split is 21/100 structural and 7/100 already moving.

The expansion-phase market in 41364 posted values that rose 5.3% over the year, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

100.0% of residents fall below the poverty threshold. About 76 people live here, median age 57. At $11,875, median income runs below typical U.S. levels. Vacancy runs 33.3%, above the national norm and a classic distress-and-opportunity signal. 100% of housing is owner-occupied. The ZIP holds roughly 125 housing units. The typical home is worth about $12,500 (0.8× income, relatively affordable). About 0% have a four-year degree. DLRadar's demographic-stress index for the area reads 42/100.

Taken together, 41364 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 41364 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 41364's 10/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 41364 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 10/100 for 41364 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 41364 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

10/100
Composite stress
21/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 41364

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk5
Another 9 scored dimensions sit behind 41364

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 41364 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 41364, the same set carried on every parcel.

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