ZIP 41364 Property Distress & Foreclosure Data

DLRadar grades ZIP 41364 (Owsley County, Kentucky) at a minimal 11/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (94/100)). Property-level stress concentrates in institutional ownership (51/100), mortgage stress (23/100), structural risk (21/100). On the quiet end sit mortgage stress (23/100) and structural risk (21/100). Structural exposure scores 21 and live distress 7 on the 0–100 scale.

The peak-phase market in 41364 posted values that rose 4.7% over the year, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 100.0% — high, a tax-stress and distress correlate. Population is roughly 76 with a median age of 57. At $11,875, median income runs below typical U.S. levels. Vacancy runs 33.3%, above the national norm and a classic distress-and-opportunity signal. 100% of housing is owner-occupied. There are about 125 housing units across 41364. The typical home is worth about $12,500 (0.8× income, relatively affordable). Around 0% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 42/100.

On the whole, 41364 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.