Owsley County, KY: Foreclosures, Tax Liens & Distressed Properties
Owsley County, KY, Kentucky: 9 ZIP codes scored, Owsley County, KY averaging 17/100 (low, Owsley, KY), from 11 to 28. Owsley County, KY is in its expansion phase (Owsley, KY confidence 33/100): Owsley, KY home prices up 5.3% (Owsley, KY) over twelve months. Owsley County, KY lender headwind: 71/100.
Highest-scoring Owsley County, KY ZIPs: 40447 (28/100), 41721 (24/100), 40486 (18/100), 41311 (17/100), 40983 (16/100), 41314 (14/100). Also scored in Owsley County, KY: 41351, 41364, 41386.
Across Owsley County, KY's scored ZIPs: median home value $91,920, household income $36,360, 19.5% vacancy, 40.9% poverty, 86% owner-occupied, median age 49.8.
Owsley County, KY insurance distress 47/100 (#1,161 in the US); FEMA hazard 93/100 for Owsley, KY; 20 federal disaster declarations in Owsley County, KY since 2023; Owsley, KY construction distress 1/100.
1 bank with 1 branch lend in Owsley County, KY; Owsley, KY weighted bank stress 76/100.
Owsley County, KY unemployment 4.6% (Owsley, KY -1.1 pts, six months).
2,052 housing units in Owsley County, KY; 478 Owsley, KY renter households; 23% of Owsley, KY renters spend 30%+ of income on rent, 17% (Owsley, KY) half or more.
Owsley County, KY ranks #874 nationally on the opportunity index (Owsley, KY, among all ranked counties); Owsley, KY scores 31.7/100 and Owsley, KY sits #58 inside Kentucky. Owsley, KY is in the early_signal opportunity phase; Owsley, KY's primary driver is vacancy, Owsley, KY second driver bank institutional; Owsley, KY moved down 384 places. 3 short-sale listings across Owsley, KY; 109 days on market observed in Owsley, KY; 24.6% vacancy over 9 Owsley, KY ZIPs.
No CFPB county sample covers Owsley County, KY. The non-metro area reading for Owsley, KY: 1.1% ninety-plus days late; Owsley, KY's thirty-to-eighty-nine share is 3.0% (Owsley, KY, December 2025 data); Kentucky overall 1.0%.
Owsley County, KY has 1 watched bank; 1 Owsley, KY bank sits in an elevated band. Owsley, KY footprints: Farmers State Bank (1 branch, stress 76) in Owsley, KY.
HUD lists 4 assisted multifamily properties in Owsley County, KY with 104 units; 92 Owsley, KY units are assisted, 2 Owsley, KY properties under project-based Section 8.
485 of the 2,052 housing units in Owsley, KY sit vacant.