Owsley County, KY: Foreclosures, Tax Liens & Distressed Properties

Owsley County, Kentucky is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. Lender pressure in Owsley County registers 71/100 — a elevated bank-stress headwind. DLRadar scores 9 ZIPs here, with a mean composite of 15/100. Across its ZIPs, composite distress spans 10 to 24 out of 100.

The county market is in a expansion phase: home prices rose 5.3% over the past year (phase confidence 33/100). Despite the upswing, pockets of distress persist and the breakdown below pinpoints them.

Even appreciating at +5.3% YoY (33/100 confidence), stressed pockets remain — and a rising tide cleans up those exits. Bank stress at 71/100 favors patient capital: banks under pressure move REO faster.

The most-distressed ZIP codes in Owsley County are 40447 (24/100), 41721 (24/100), 41311 (17/100), 40983 (16/100), 40486 (14/100), 41314 (14/100), each with its own full DLRadar report. The breakdown continues through 41351, 41364, 41386 and more.

By the numbers, Owsley County's scored ZIPs report household income averaging about $36,360, below the national median, 86% of homes owner-occupied, poverty running near 40.9%, typical home values near $91,920, a 19.5% vacancy rate, residents with a median age around 49.8. Income, equity and tenure like these set up where pressure builds and how liquid the exit will be.

Owsley County, Kentucky's 15/100 average over 9 ZIPs says the opportunity hides below the average where the ZIP scores point. Unlock Owsley County to see every parcel's owner, mailing address, APN, a parcel-level score plus bank exposure and liquidity read.

The distress read for Owsley County, Kentucky is refreshed as new public records post and uses the same methodology coast to coast, so Owsley County stays directly comparable to any other market you track.

Approach Owsley County by rank rather than by average — the 15/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. All Owsley County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

At the ZIP level, the sharpest readings in Owsley County are 40447 (24/100), 41721 (24/100), 41311 (17/100), 40983 (16/100), 40486 (14/100), 41314 (14/100). DLRadar also scores 41351, 41364, 41386 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

The Owsley County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.