ZIP 40981 Foreclosure, Tax-Lien & Distress Report

In Perry County, Kentucky, ZIP 40981 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (91/100), FEMA disaster exposure (78/100), climate & FEMA risk (71/100). What sets it apart are the readings on institutional ownership (62/100), structural risk (55/100). The split runs 55/100 structural to 0/100 active on the ground.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Overall, 40981 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 40981 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 40981's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 40981 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 25/100 figure for 40981 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 40981 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.