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Perry County, KY: Foreclosures, Tax Liens & Distressed Properties

Perry County, KY, Kentucky: 24 ZIP codes scored, Perry County, KY averaging 25/100 (low, Perry, KY), from 21 to 26. Perry County, KY is in its expansion phase (Perry, KY confidence 33/100): Perry, KY home prices up 5.3% (Perry, KY) over twelve months. Perry County, KY lender headwind: 35/100.

Highest-scoring Perry County, KY ZIPs: 40981 (26/100), 41367 (26/100), 41712 (26/100), 41713 (26/100), 41719 (26/100), 41727 (26/100). Also scored in Perry County, KY: 41729, 41731, 41735, 41739, 41745, 41746, 41751, 41760, 41763, 41774.

Across Perry County, KY's scored ZIPs: median home value $96,180, household income $42,446, 10.8% vacancy, 21.2% poverty, 82% owner-occupied, median age 44.2.

Perry County, KY insurance distress 81/100 (#327 in the US); FEMA hazard 74/100 for Perry, KY; 14 federal disaster declarations in Perry County, KY since 2023; 61 Perry, KY NFIP flood claims, $2.0M paid.

5 banks with 11 branches lend in Perry County, KY; Perry, KY weighted bank stress 68/100, highest 100/100 in Perry, KY.

Perry County, KY unemployment 4.2% (Perry, KY -0.6 pts, six months); Perry, KY home prices +10.6% a year (Perry, KY) over three years.

13,295 housing units in Perry County, KY; 3,141 Perry, KY renter households; 39% of Perry, KY renters spend 30%+ of income on rent, 14% (Perry, KY) half or more.

Perry County, KY ranks #1,133 nationally on the opportunity index (Perry, KY, among all ranked counties); Perry, KY scores 30.7/100 and Perry, KY sits #67 inside Kentucky. Perry, KY is in the watchlist opportunity phase; Perry, KY's primary driver is vacancy, Perry, KY second driver bank institutional; Perry, KY moved up 608 places. 1 short-sale listings across Perry, KY; 58 days on market observed in Perry, KY; 14.1% vacancy over 24 Perry, KY ZIPs.

No CFPB county sample covers Perry County, KY. The non-metro area reading for Perry, KY: 1.1% ninety-plus days late; Perry, KY's thirty-to-eighty-nine share is 3.0% (Perry, KY, December 2025 data); Kentucky overall 1.0%.

Perry County, KY has 5 watched banks; 5 Perry, KY banks sit in an elevated band. Perry, KY footprints: Pbt Bcorp (3 branches, stress 100) in Perry, KY; Community Trust Bank Inc (3 branches, stress 47) in Perry, KY; 1st Trust Bank Inc (2 branches, stress 80) in Perry, KY.

2,217 of the 13,295 housing units in Perry, KY sit vacant.

Expansion
Market phase
5.3%
Perry, KY HPI YoY
0%
Drawdown
33
Perry confidence

Most distressed ZIP codes in Perry County

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