Perry County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Perry County, KY distress report, 2026: 24 ZIPs scored in Perry, KY, Perry, KY average 24/100; the top Perry, KY ZIP is 40981 at 25/100; Perry, KY market phase expansion, Perry, KY prices +5.3% year over year.
- Perry, KY ranks #1,133 nationally (opportunity index); Perry, KY #67 in Kentucky; Perry, KY index 30.7.
- Perry, KY: no CFPB county sample; Perry, KY non-metro area reading 1.1%.
- Perry, KY ZIP phases: 24 expansion.
- Perry, KY residential listings tracked: 1 across 21 ZIPs; Perry, KY candidate listings 0.
- Perry, KY lenders on watch: 5; largest Perry, KY footprint Pbt Bcorp (3 branches).
- Perry, KY most distressed ZIP: 40981 at 25/100.
Perry, KY figures: DLRadar distress index; Perry, KY inputs: CFPB, FHFA, HUD, FDIC; Perry, KY rebuilt as sources refresh.
| Rank | Perry, KY ZIP | Score |
|---|---|---|
| 1 | 40981 | 25/100 |
| 2 | 41367 | 25/100 |
| 3 | 41712 | 25/100 |
| 4 | 41713 | 25/100 |
| 5 | 41719 | 25/100 |
| 6 | 41727 | 25/100 |
| 7 | 41729 | 25/100 |
| 8 | 41731 | 25/100 |
| 9 | 41735 | 25/100 |
| 10 | 41739 | 25/100 |
| 11 | 41745 | 25/100 |
| 12 | 41746 | 25/100 |
Most distressed Perry, KY ZIPs (0-100, 2026)
Mortgage delinquency around Perry, KY
No CFPB county sample covers Perry, KY; the non-metro area reading for Perry, KY: 1.1% ninety-plus; Perry, KY area thirty-to-eighty-nine 3.0% (December 2025, Perry, KY); Kentucky overall 1.0%.
Opportunity index: Perry, KY
Perry, KY index 30.7, Perry, KY phase watchlist; Perry, KY primary driver vacancy, Perry, KY second driver bank institutional. Perry, KY components: property stress 28.4, foreclosure pressure 28.6, listing discounts 30.0, bank stress 47.7, insurance 0.0; Perry, KY pulse 32.4; Perry, KY capital opportunity 28.1; Perry, KY seven-day change -0.5%.
ZIP market phases inside Perry, KY
24 Perry, KY ZIPs carry a price-cycle phase; Perry, KY ZIPs by phase (Perry, KY), deepest drawdown first: expansion, +5.3% YoY (Perry, KY): 40981, 41367, 41701, 41712, Perry, KY 41713, 41719, 41721, 41722, Perry, KY 41723, 41727, 41729, 41731, Perry, KY 41735, 41739, 41745, 41746.
Residential listings by Perry, KY ZIP
Perry, KY ZIPs with the most tracked Perry, KY residential listings: 41701 1 listings, 0 candidates, bank pressure 65; 40981 0 listings, 0 candidates, bank pressure 63; 41367 0 listings, 0 candidates, bank pressure 63; 41712 0 listings, 0 candidates, bank pressure 63 (Perry, KY); 41713 0 listings, 0 candidates, bank pressure 63; 41719 0 listings, 0 candidates, bank pressure 63; 41721 0 listings, 0 candidates, bank pressure 64; 41723 0 listings, 0 candidates, bank pressure 64. Perry, KY totals: 1 listings; Perry, KY candidates 0; active ZIPs 1.
Lenders with branches in Perry, KY
Perry, KY lenders by branch count: Pbt Bcorp (Perry, KY): stress 100, 3 branches low in Perry, KY; Community Trust Bank Inc (Perry, KY): stress 47, 3 branches low in Perry, KY; 1st Trust Bank Inc (Perry, KY): stress 80, 2 branches low in Perry, KY; Whitaker Bank (Perry, KY): stress 57, 2 branches low in Perry, KY; First Fs&La (Perry, KY): stress 32, 1 branch low in Perry, KY.
Vacancy and permits, Perry, KY
2,217 of 13,295 Perry, KY housing units are vacant.
Work Perry, KY at the parcel level
Every Perry, KY parcel carries owner and address; every Perry, KY parcel carries APN; Perry, KY distress scores sit on the Perry, KY live board.
Perry, KY figures refresh with each source.
Perry, KY questions
Most distressed ZIP code in Perry County, KY?
ZIP 40981 leads Perry, KY at 25/100; next in Perry, KY: 41367 at 25/100; the Perry, KY average is 24/100.
Where does Perry County, KY rank for investment opportunity?
Perry, KY is #1,133 among all ranked counties, #67 in Kentucky; the Perry, KY driver is vacancy; Perry, KY moved up 608 places.
How many mortgages are delinquent in Perry County, KY?
Perry, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Perry, KY.
Which banks lend in Perry County, KY?
5 watched lenders hold Perry, KY branches; the largest Perry, KY footprints are Pbt Bcorp (3), Community Trust Bank Inc (3), 1st Trust Bank Inc (2).
More on Perry, KY
Perry County, KY distress report: public-record figures for Perry, KY; not legal advice for Perry, KY; not tax or investment advice; verify every Perry, KY record before acting.