Perry County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Perry County, Kentucky? DLRadar grades every Perry County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Perry County breakdown.
- Perry County's most distressed ZIP is 40981 at 25/100.
- 24 ZIP codes tracked in Perry County, averaging 24/100 distress.
- Perry County reads expansion — home values up 5.3% year over year.
- Vacancy runs 10.8% across Perry County's tracked ZIPs, with a 21.2% poverty rate.
- The typical Perry County home is worth about $96,180 against a ~$42,446 median income.
- Lending headwind in Perry County sits at 35/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 40981 | 25/100 |
| 2 | 41367 | 25/100 |
| 3 | 41712 | 25/100 |
| 4 | 41713 | 25/100 |
| 5 | 41719 | 25/100 |
| 6 | 41727 | 25/100 |
| 7 | 41729 | 25/100 |
| 8 | 41731 | 25/100 |
| 9 | 41735 | 25/100 |
| 10 | 41739 | 25/100 |
| 11 | 41745 | 25/100 |
| 12 | 41746 | 25/100 |
Most distressed ZIP codes in Perry County (composite distress 0-100, 2026)
What is driving Perry County distress
DLRadar builds Perry County's distress picture only from records anyone can pull; its ZIPs average 24/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Perry County market phase and pricing
Perry County reads expansion — home prices rose 5.3% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Perry County
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Frequently asked
What is the hardest-hit ZIP in Perry County?
ZIP 40981 leads Perry County at 25/100, recomputed monthly from public records.
Is Perry County expanding or contracting?
Perry County reads expansion, with home prices up 5.3% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Perry County scores?
Every Perry County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 24 Perry County ZIP codes that it runs on every other U.S. county, so Perry County's numbers are directly comparable to any other market.
How much do distress scores vary between Perry County ZIP codes?
A county average hides the spread. Across the Perry County ZIPs DLRadar ranks, scores run from 25/100 in 40981 down to 25/100 in 41746, against a Perry County average of 24/100. Those 0 points separate the ZIPs worth working in Perry County from the rest.
What do Perry County home values and vacancy say about distressed supply?
The typical Perry County home carries about $96,180 of value against a median household income near $42,446. Vacancy across Perry County's tracked ZIPs runs 10.8% and the poverty rate is 21.2%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Perry County's foreclosure and lien data and its 35/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.