Perry County, KY: Home-Insurance Distress & Forced-Sale Pressure
Perry County, KY: 81/100 (severe) home-insurance distress; Perry, KY band HIGH; Perry, KY #327 of 3,222 counties; Perry, KY #22 of 120 in Kentucky; raw Perry, KY 80.5.
FEMA hazard, Perry, KY: 74/100; Perry, KY declarations, three years: 14; Perry, KY perils: 10 severe-storm; Perry, KY five-year count 21 (severity 37.5); Perry, KY ten-year 21; hazard-weighted, Perry, KY: 10.0.
Declared incidents on the Perry, KY record: 2026 Winter Storm 6; 2025 Severe Storm 12 (Perry, KY); 2024 Severe Storm 3; 2023 Flood 3 (Perry, KY).
NFIP claims, Perry, KY, three years: 61; Perry, KY payouts $1,989,459; per Perry, KY claim $32,614; Perry, KY claim-stress 91/100.
Perry, KY monthly score rose, 86 (March 2026) to 88 (October 2026); Perry, KY by month: March 86, April 86, May 84, June 84 (Perry, KY), July 90, August 83, September 82, October 88.
Perry, KY components: climate 85, NFIP claims 91; Perry, KY retreat index 88.
Construction distress, Perry, KY: 0/100 as of August 2026 (Perry, KY: 0/100 one-to-four unit, 0/100 multifamily).
Perry, KY ZIPs, June 2026 (Perry, KY, 16 highest): score 0 (Perry, KY), climate 71 (Perry, KY): 40981, 41367, 41712, 41713, Perry, KY 41719, 41727, 41729, 41735, Perry, KY 41739, 41746, 41751, 41760, Perry, KY 41763, 41774, 41778; score 0 (Perry, KY), climate 69 (Perry, KY): 41731.
DLRadar rescores Perry, KY monthly; Perry, KY readings join Perry, KY foreclosure, lien and ownership parcels (Perry, KY), so cost-squeezed Perry, KY owners surface before listing.
Inside Kentucky, Perry County ranks 22nd of 120 counties for home-insurance distress at 81/100; Henderson County (81/100) sits just above Perry County, and Warren County (81/100) sits just below Perry County.
Deterministic. Every Perry County, KY signal traces to a public Perry dataset (FEMA, NFIP, Census for Perry, KY) · how insurance distress works in Perry, KY · methodology
FAQ: Perry County, KY insurance distress
What is the Perry County, KY home-insurance-distress score?
Perry, KY: 81/100 (HIGH), #327 of 3,222, #22 in Kentucky. FEMA hazard, Perry, KY: 74/100; NFIP stress, Perry, KY: 91/100; construction, Perry, KY: 0/100; Perry, KY rescores monthly.
Is Perry County insurance distress getting better or worse (KY)?
Perry, KY: 86 in March 2026; Perry, KY: 88 in October 2026 (worse); Perry, KY climate component 85; Perry, KY NFIP claims score 91.
How many flood-insurance claims has Perry County, KY had?
Perry, KY: 61 NFIP claims, three years; Perry, KY paid $1,989,459; per Perry, KY claim $32,614; carriers reprice Perry, KY against that record.
Which Perry County ZIP codes carry the most insurance distress (KY)?
Perry, KY, June 2026: 40981 at 0, 41367 at 0, 41712 at 0, 41713 at 0; Perry, KY climate scores there: 71, 71, 71, 71.
Why does Perry, KY insurance distress create sellers?
A Perry, KY premium outruns the Perry, KY budget; a carrier leaves Perry, KY; Perry, KY carrying cost passes plan; Perry, KY owners sell while current; Perry, KY insurance distress leads Perry, KY foreclosure data.