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ZIP 41386 Foreclosure, Tax-Lien & Distress Report

Owsley County, Kentucky · High Poverty market

On DLRadar's 0-100 distress scale, ZIP 41386 in Owsley County, Kentucky comes in at 11, a minimal composite-distress reading. It additionally carries heavy environmental risk: FEMA disaster exposure (92/100). Leading the profile are institutional ownership (52/100), structural risk (21/100). By contrast, structural risk (21/100) register low. Latent structural risk is 21/100 while live distress already moving reads 0/100.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

100.0% of residents fall below the poverty threshold. On demographic stress specifically, 41386 scores 75/100. Educational attainment sits at 0% bachelor's-or-above. There are about 25 housing units across 41386. The tenure split is 100% owner-occupied to 0% rented. About 9 people live here. Vacancy runs 0.0%.

Net-net, 41386 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 41386 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 41386 read uses the identical scoring model applied coast to coast, which means its 11/100 score means exactly what it means anywhere else, and 41386 stays directly comparable to neighboring ZIPs and the rest of Owsley County, Kentucky. Nothing here is interpolated — where a source is thin for 41386, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

41386's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 41386 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

11/100
Composite stress
21/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 41386

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk5
9 further distress layers are graded for 41386

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 41386 by the numbers

A live read on 41386: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

Loading ZIP 41386 stress data…

Adjacent Owsley County ZIP reports

Nearest ZIP codes to 41386

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Kentucky distress

Keep going: ZIP, county and state distress coverage for Owsley County, Kentucky.

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Each signal above is traceable to an open dataset · methodology

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