Owsley County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Owsley County, KY distress report, 2026: 9 ZIPs scored in Owsley, KY, Owsley, KY average 17/100; the top Owsley, KY ZIP is 40447 at 28/100; Owsley, KY market phase expansion, Owsley, KY prices +5.3% year over year.
- Owsley, KY ranks #768 nationally (opportunity index); Owsley, KY #61 in Kentucky; Owsley, KY index 32.1.
- Owsley, KY: no CFPB county sample; Owsley, KY non-metro area reading 1.1%.
- Owsley, KY ZIP phases: 8 expansion, 1 neutral.
- Owsley, KY residential listings tracked: 1 across 5 ZIPs; Owsley, KY candidate listings 0.
- Owsley, KY HUD assisted properties: 4 with 104 units.
- Owsley, KY lenders on watch: 1; largest Owsley, KY footprint Farmers State Bank (1 branch).
- Owsley, KY most distressed ZIP: 40447 at 28/100.
Owsley, KY figures: DLRadar distress index; Owsley, KY inputs: CFPB, FHFA, HUD, FDIC; Owsley, KY rebuilt as sources refresh.
| Rank | Owsley, KY ZIP | Score |
|---|---|---|
| 1 | 40447 | 28/100 |
| 2 | 41721 | 24/100 |
| 3 | 40486 | 18/100 |
| 4 | 41311 | 17/100 |
| 5 | 40983 | 16/100 |
| 6 | 41314 | 14/100 |
| 7 | 41351 | 11/100 |
| 8 | 41364 | 11/100 |
| 9 | 41386 | 11/100 |
Most distressed Owsley, KY ZIPs (0-100, 2026)
Mortgage delinquency around Owsley, KY
No CFPB county sample covers Owsley, KY; the non-metro area reading for Owsley, KY: 1.1% ninety-plus; Owsley, KY area thirty-to-eighty-nine 3.0% (December 2025, Owsley, KY); Kentucky overall 1.0%.
Opportunity index: Owsley, KY
Owsley, KY index 32.1, Owsley, KY phase early_signal; Owsley, KY primary driver vacancy, Owsley, KY second driver bank institutional. Owsley, KY components: property stress 30.6, foreclosure pressure 32.1, listing discounts 24.6, bank stress 69.9, insurance 0.0; Owsley, KY pulse 38.9; Owsley, KY capital opportunity 22.0; Owsley, KY seven-day change +0.7%.
ZIP market phases inside Owsley, KY
9 Owsley, KY ZIPs carry a price-cycle phase; Owsley, KY ZIPs by phase (Owsley, KY), deepest drawdown first: expansion, +5.3% YoY (Owsley, KY): 40447, 40486, 41311, 41314, Owsley, KY 41351, 41364, 41386, 41721; neutral, +4.9% YoY (Owsley, KY): 40983.
Residential listings by Owsley, KY ZIP
Owsley, KY ZIPs with the most tracked Owsley, KY residential listings: 41314 1 listings, 0 candidates, bank pressure 68; 40983 0 listings, 0 candidates, bank pressure 70; 41351 0 listings, 0 candidates, bank pressure 76; 41364 0 listings, 0 candidates, bank pressure 76 (Owsley, KY); 41386 0 listings, 0 candidates, bank pressure 76. Owsley, KY totals: 1 listings; Owsley, KY candidates 0; active ZIPs 1.
HUD assisted housing in Owsley, KY
4 assisted properties with 104 units sit in Owsley, KY; largest Owsley, KY properties: Eastside Apartments (Booneville) 40 units, 40 assisted; Riverside Apartments (Booneville) 40 units, 40 assisted; South Fork Assisted Living (Boonevile) 12 units in Owsley, KY; South Fork Retirement Center (Booneville) 12 units, 12 assisted.
Lenders with branches in Owsley, KY
Owsley, KY lenders by branch count: Farmers State Bank (Owsley, KY): stress 76, 1 branch low in Owsley, KY.
Vacancy and permits, Owsley, KY
485 of 2,052 Owsley, KY housing units are vacant.
Work Owsley, KY at the parcel level
Every Owsley, KY parcel carries owner and address; every Owsley, KY parcel carries APN; Owsley, KY distress scores sit on the Owsley, KY live board.
Owsley, KY figures refresh with each source.
Owsley, KY questions
Most distressed ZIP code in Owsley County, KY?
ZIP 40447 leads Owsley, KY at 28/100; next in Owsley, KY: 41721 at 24/100; the Owsley, KY average is 17/100.
Where does Owsley County, KY rank for investment opportunity?
Owsley, KY is #768 among all ranked counties, #61 in Kentucky; the Owsley, KY driver is vacancy; Owsley, KY moved down 344 places.
How many mortgages are delinquent in Owsley County, KY?
Owsley, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Owsley, KY.
Which banks lend in Owsley County, KY?
1 watched lenders hold Owsley, KY branches; the largest Owsley, KY footprints are Farmers State Bank (1).
More on Owsley, KY
Owsley County, KY distress report: public-record figures for Owsley, KY; not legal advice for Owsley, KY; not tax or investment advice; verify every Owsley, KY record before acting.