ZIP 40941 Foreclosure, Tax-Lien & Distress Report
Clay County, Kentucky · High Poverty market
ZIP code 40941 in Clay County, Kentucky carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), flood (NFIP) exposure (71/100), climate & FEMA risk (60/100). The pressure is most legible in institutional ownership (66/100), structural risk (51/100). Latent structural risk is 51/100 while live distress already moving reads 0/100.
Prices here sit in a peak phase: values rose 4.4% over the trailing year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.
Vacancy runs 0.0%. Around 0% of renters are cost-burdened. 47% of housing is owner-occupied. The demographic-stress sub-score lands at 54/100. There are about 131 housing units across 40941. Educational attainment sits at 0% bachelor's-or-above. 129 residents call 40941 home, typically aged 28. Roughly 41.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory.
Net-net, 40941 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 40941's 24/100 can be lined up against any neighbor in Clay County, Kentucky or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 40941 reflects the current record instead of a stale or modeled snapshot.
Each component behind 40941 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Treat 40941 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 40941’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 40941 by the numbers
The live 40941 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Clay County ZIPs near 40941
Nearest ZIP codes to 40941
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Clay County, Kentucky — ZIP, county and statewide.
The complete 40941 distress and acquisition report
Open 40941 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology