Lincoln County, KY: Foreclosures, Tax Liens & Distressed Properties

Lincoln County, Kentucky is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. Coverage runs to 11 ZIPs across Lincoln County, a low 22/100 average. ZIP-level distress ranges from 26/100 at the top down to 19/100. On bank and credit headwind, Lincoln County scores 0/100.

In its peak phase, Lincoln County home prices rose 4.4% across the last year, at 22/100 phase confidence. With values leveling off, the opportunity narrows so screen ZIP by ZIP.

With Lincoln County flat at +4.4% YoY (22/100 confidence), the discount lives in outliers and a county-wide sweep stays on the shelf. Lender stress at 0/100 (low) favors tax delinquency, probate and liens.

The most-distressed ZIP codes in Lincoln County are 42567 (26/100), 40409 (23/100), 40419 (23/100), 40444 (23/100), 40437 (22/100), 40442 (22/100), each with its own full DLRadar report. Also scored across the county: 40448, 40484, 40489, 40422, 40440.

Demographically, the ZIPs DLRadar tracks across Lincoln County show median home values around $141,440 (below the national figure), 79% owner-occupancy, a median household income near $56,865 (below the US norm), poverty running near 21.9%, a median age of 42.3, 11.8% of units sitting vacant. Read together, they set up the depth of motivated supply and the pace of resale.

At 22/100 composite over 11 ZIPs, distress here is parcel-specific — work it parcel by parcel. Inside DLRadar, each Lincoln County property carries owner and contact detail, APN, a score, the bank behind the note and how fast it should sell.

Whether Lincoln County, Kentucky carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Lincoln County can be compared directly against any county in the country.

For anyone buying in Lincoln County, the scores answer one question first — which ZIPs deserve the marketing budget, with the top reading 26/100. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where Lincoln County data is thin.

The ZIP breakdown for Lincoln County leads with 42567 (26/100), 40409 (23/100), 40419 (23/100), 40444 (23/100), 40437 (22/100), 40442 (22/100). DLRadar also scores 40448, 40484, 40489, 40422, 40440 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

DLRadar's composite for Lincoln County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.