Lincoln County, KY: Foreclosures, Tax Liens & Distressed Properties

Lincoln County, KY, Kentucky: 11 ZIP codes scored, Lincoln County, KY averaging 22/100 (low, Lincoln, KY), from 18 to 26. Lincoln County, KY is in its peak phase (Lincoln, KY confidence 22/100): Lincoln, KY home prices up 4.4% (Lincoln, KY) over twelve months. Lincoln County, KY lender headwind: 0/100.

Highest-scoring Lincoln County, KY ZIPs: 42567 (26/100), 40444 (24/100), 40409 (23/100), 40419 (23/100), 40437 (22/100), 40442 (22/100). Also scored in Lincoln County, KY: 40448, 40484, 40489, 40422, 40440.

Across Lincoln County, KY's scored ZIPs: median home value $141,440, household income $56,865, 11.8% vacancy, 21.9% poverty, 79% owner-occupied, median age 42.3.

Lincoln County, KY insurance distress 65/100 (#791 in the US); FEMA hazard 63/100 for Lincoln, KY; 8 federal disaster declarations in Lincoln County, KY since 2023; 2 Lincoln, KY NFIP flood claims, $42K paid; Lincoln, KY construction distress 49/100.

4 banks with 7 branches lend in Lincoln County, KY; Lincoln, KY weighted bank stress 56/100, highest 74/100 in Lincoln, KY.

Lincoln County, KY unemployment 4.6% (Lincoln, KY -0.9 pts, six months); 89 new housing units permitted in Lincoln County, KY over twelve months, Lincoln, KY down 1% from 90; Lincoln, KY home prices +10.5% a year (Lincoln, KY) over three years.

10,938 housing units in Lincoln County, KY; 2,154 Lincoln, KY renter households; 34% of Lincoln, KY renters spend 30%+ of income on rent, 15% (Lincoln, KY) half or more.

Lincoln County, KY ranks #1,491 nationally on the opportunity index (Lincoln, KY, among all ranked counties); Lincoln, KY scores 29.5/100 and Lincoln, KY sits #91 inside Kentucky. Lincoln, KY is in the early_signal opportunity phase; Lincoln, KY's primary driver is bank institutional, Lincoln, KY second driver construction; Lincoln, KY moved down 44 places. 4 short-sale listings across Lincoln, KY; 82 days on market observed in Lincoln, KY; 9.7% vacancy over 11 Lincoln, KY ZIPs.

No CFPB county sample covers Lincoln County, KY. The non-metro area reading for Lincoln, KY: 1.1% ninety-plus days late; Lincoln, KY's thirty-to-eighty-nine share is 3.0% (Lincoln, KY, December 2025 data); Kentucky overall 1.0%.

Lincoln County, KY has 4 watched banks; 4 Lincoln, KY banks sit in an elevated band. Lincoln, KY footprints: Pbk Bank Inc (3 branches, stress 40) in Lincoln, KY; First Southern National Bank (2 branches, stress 68) in Lincoln, KY; Casey County Bank Inc (1 branch, stress 74) in Lincoln, KY.

HUD lists 1 assisted multifamily property in Lincoln County, KY with 65 units; 65 Lincoln, KY units are assisted, 1 Lincoln, KY properties under project-based Section 8.

1,233 of the 10,938 housing units in Lincoln, KY sit vacant. Lincoln County, KY permitted 0 multifamily units in twelve months; Lincoln, KY's one-to-four unit structures added 89 units in Lincoln County, KY.