Lincoln County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lincoln County, KY distress report, 2026: 11 ZIPs scored in Lincoln, KY, Lincoln, KY average 21/100; the top Lincoln, KY ZIP is 42567 at 25/100; Lincoln, KY market phase peak, Lincoln, KY prices +4.4% year over year.
- Lincoln, KY ranks #1,586 nationally (opportunity index); Lincoln, KY #87 in Kentucky; Lincoln, KY index 29.1.
- Lincoln, KY: no CFPB county sample; Lincoln, KY non-metro area reading 1.1%.
- Lincoln, KY ZIP phases: 6 peak, 4 neutral, 1 expansion.
- Lincoln, KY residential listings tracked: 5 across 5 ZIPs; Lincoln, KY candidate listings 0.
- Lincoln, KY HUD assisted properties: 1 with 65 units.
- Lincoln, KY lenders on watch: 4; largest Lincoln, KY footprint Pbk Bank Inc (3 branches).
- Lincoln, KY most distressed ZIP: 42567 at 25/100.
Lincoln, KY figures: DLRadar distress index; Lincoln, KY inputs: CFPB, FHFA, HUD, FDIC; Lincoln, KY rebuilt as sources refresh.
| Rank | Lincoln, KY ZIP | Score |
|---|---|---|
| 1 | 42567 | 25/100 |
| 2 | 40409 | 23/100 |
| 3 | 40444 | 23/100 |
| 4 | 40419 | 22/100 |
| 5 | 40437 | 21/100 |
| 6 | 40442 | 21/100 |
| 7 | 40448 | 21/100 |
| 8 | 40484 | 21/100 |
| 9 | 40489 | 21/100 |
| 10 | 40422 | 18/100 |
| 11 | 40440 | 18/100 |
Most distressed Lincoln, KY ZIPs (0-100, 2026)
Mortgage delinquency around Lincoln, KY
No CFPB county sample covers Lincoln, KY; the non-metro area reading for Lincoln, KY: 1.1% ninety-plus; Lincoln, KY area thirty-to-eighty-nine 3.0% (December 2025, Lincoln, KY); Kentucky overall 1.0%.
Opportunity index: Lincoln, KY
Lincoln, KY index 29.1, Lincoln, KY phase early_signal; Lincoln, KY primary driver bank institutional, Lincoln, KY second driver construction. Lincoln, KY components: property stress 21.8, foreclosure pressure 21.9, listing discounts 23.7, bank stress 57.5, insurance 0.0; Lincoln, KY pulse 33.6; Lincoln, KY capital opportunity 22.3; Lincoln, KY seven-day change -0.2%.
ZIP market phases inside Lincoln, KY
11 Lincoln, KY ZIPs carry a price-cycle phase; Lincoln, KY ZIPs by phase (Lincoln, KY), deepest drawdown first: peak, +4.4% YoY (Lincoln, KY): 40409, 40422, 40440, 40448, Lincoln, KY 40484, 42567; neutral, +4.6% YoY (Lincoln, KY): 40419; neutral, +4.9% YoY (Lincoln, KY): 40437; neutral, +4.8% YoY (Lincoln, KY): 40442; expansion, +5.3% YoY (Lincoln, KY): 40444; neutral, +4.5% YoY (Lincoln, KY): 40489.
Residential listings by Lincoln, KY ZIP
Lincoln, KY ZIPs with the most tracked Lincoln, KY residential listings: 40489 5 listings, 0 candidates, bank pressure 66; 40419 0 listings, 0 candidates, bank pressure 60; 40442 0 listings, 0 candidates, bank pressure 66; 40448 0 listings, 0 candidates, bank pressure 62 (Lincoln, KY); 40484 0 listings, 0 candidates, bank pressure 66. Lincoln, KY totals: 5 listings; Lincoln, KY candidates 0; active ZIPs 1.
HUD assisted housing in Lincoln, KY
1 assisted properties with 65 units sit in Lincoln, KY; largest Lincoln, KY properties: Logan's Trace Apartments (Stanford) 65 units, 65 assisted.
Lenders with branches in Lincoln, KY
Lincoln, KY lenders by branch count: Pbk Bank Inc (Lincoln, KY): stress 40, 3 branches low in Lincoln, KY; First Southern National Bank (Lincoln, KY): stress 68, 2 branches low in Lincoln, KY; Casey County Bank Inc (Lincoln, KY): stress 74, 1 branch low in Lincoln, KY; Farmers Nb Of Danville (Lincoln, KY): stress 64, 1 branch low in Lincoln, KY.
Vacancy and permits, Lincoln, KY
1,233 of 10,938 Lincoln, KY housing units are vacant; Lincoln, KY permits, twelve months: 0 multifamily units in Lincoln, KY, 89 one-to-four unit units.
Work Lincoln, KY at the parcel level
Every Lincoln, KY parcel carries owner and address; every Lincoln, KY parcel carries APN; Lincoln, KY distress scores sit on the Lincoln, KY live board.
Lincoln, KY figures refresh with each source.
Lincoln, KY questions
Most distressed ZIP code in Lincoln County, KY?
ZIP 42567 leads Lincoln, KY at 25/100; next in Lincoln, KY: 40409 at 23/100; the Lincoln, KY average is 21/100.
Where does Lincoln County, KY rank for investment opportunity?
Lincoln, KY is #1,586 among all ranked counties, #87 in Kentucky; the Lincoln, KY driver is bank institutional; Lincoln, KY moved down 139 places.
How many mortgages are delinquent in Lincoln County, KY?
Lincoln, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Lincoln, KY.
Which banks lend in Lincoln County, KY?
4 watched lenders hold Lincoln, KY branches; the largest Lincoln, KY footprints are Pbk Bank Inc (3), First Southern National Bank (2), Casey County Bank Inc (1).
More on Lincoln, KY
Lincoln County, KY distress report: public-record figures for Lincoln, KY; not legal advice for Lincoln, KY; not tax or investment advice; verify every Lincoln, KY record before acting.