ZIP 40437 Property Distress & Foreclosure Data

DLRadar grades ZIP 40437 (Casey County, Kentucky) at a low 23/100 for overall property distress. Structural exposure scores 52 and live distress 7 on the 0–100 scale. Property-level stress concentrates in institutional ownership (57/100), structural risk (52/100), construction/permit lag (51/100). On the quiet end sit mortgage stress (22/100). Environmental exposure also runs high (FEMA disaster exposure (76/100), flood (NFIP) exposure (70/100)).

The peak-phase market in 40437 posted values that rose 4.6% over the year, and 30% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

86% of housing is owner-occupied. Around 15% of adults hold a bachelor's degree or higher. The typical home is worth about $126,000 (2.4× income, relatively affordable). At $51,229, median income runs below typical U.S. levels. Population is roughly 4,488 with a median age of 48. Vacancy runs 7.8%. The poverty rate is 10.7%. There are about 2,131 housing units across 40437. The demographic-stress sub-score lands at 25/100. Rent burden reaches 30% of tenant households.

On balance 40437 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.