ZIP 40437 Foreclosure, Tax-Lien & Distress Report

ZIP 40437's composite property-distress score is 22/100 - DLRadar classes that as low for Casey County, Kentucky. Latent structural risk is 50/100 while live distress already moving reads 7/100. The most distinctive pressure shows up in institutional ownership (53/100), construction/permit lag (50/100), structural risk (50/100). On the quiet end sit mortgage stress (22/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (70/100), FEMA disaster exposure (68/100).

Prices here sit in a neutral phase: values rose 4.9% over the trailing year, and 30% higher over three years, at 28/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 86% of homes, renters 14%. About 15% have a four-year degree. A median home runs $126,000 here, or 2.4 times local income. Median household income is $51,229, below the U.S. median near $78,000. 4,488 residents call 40437 home, typically aged 48. The vacancy rate is 7.8%. The poverty rate is 10.7%. The ZIP holds roughly 2,131 housing units. The demographic-stress sub-score lands at 25/100. Around 30% of renters are cost-burdened.

Overall, 40437 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 40437 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 40437 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 40437 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 40437's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 40437 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.