ZIP 40310 Property Distress & Foreclosure Data

DLRadar grades ZIP 40310 (Mercer County, Kentucky) at a low 26/100 for overall property distress. Structural risk reads 61/100 against active distress of 7/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (91/100), FEMA disaster exposure (73/100). Property-level stress concentrates in construction/permit lag (61/100), structural risk (61/100), institutional ownership (59/100). By contrast, mortgage stress (23/100) register low.

The market reads peak — home values rose 4.7% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 541 people live here, median age 43. Households earn a median $53,750 — below the roughly $78,000 national figure. There are about 247 housing units across 40310. Vacancy runs 23.9%, above the national norm and a classic distress-and-opportunity signal. A median home runs $126,600 here, or 2.3 times local income. Rent burden reaches 40% of tenant households. Roughly 13.9% live below the poverty line. About 19% have a four-year degree. The tenure split is 65% owner-occupied to 35% rented. On demographic stress specifically, 40310 scores 30/100.

Net-net, 40310 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.