ZIP 40310 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 40310 (Mercer County, Kentucky) returns a low composite of 26/100. The split runs 60/100 structural to 7/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100), FEMA disaster exposure (77/100). Its standout signals are institutional ownership (62/100), structural risk (60/100), construction/permit lag (53/100). On the quiet end sit mortgage stress (23/100).

The expansion-phase market in 40310 posted values that rose 5.3% over the year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 541 people live here, median age 43. Median household income is $53,750, below the U.S. median near $78,000. There are about 247 housing units across 40310. The vacancy rate is 23.9% — elevated. Home values center near $126,600, an affordability ratio of 2.3× — accessible. Rent burden reaches 40% of tenant households. 13.9% of residents fall below the poverty threshold. About 19% have a four-year degree. Owners hold 65% of homes, renters 35%. The demographic-stress sub-score lands at 30/100.

Net-net, 40310 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 40310 is not published yet -- the ZIP-level readings above remain fully sourced.

The 40310 read uses the identical scoring model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 40310 stays directly comparable to neighboring ZIPs and the rest of Mercer County, Kentucky. The score is rebuilt from public data as it updates, so 40310 reflects the current record instead of a stale or modeled snapshot.

40310's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 40310 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.