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ZIP 40310 Foreclosure, Tax-Lien & Distress Report

Mercer County, Kentucky · High Vacancy market

Scored purely from public records, 40310 (Mercer County, Kentucky) returns a low composite of 24/100. The split runs 56/100 structural to 7/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (91/100), FEMA disaster exposure (65/100). Its standout signals are structural risk (56/100), institutional ownership (55/100), construction/permit lag (48/100). On the quiet end sit mortgage stress (23/100).

The expansion-phase market in 40310 posted values that rose 5.3% over the year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 541 people live here, median age 43. Median household income is $53,750, below the U.S. median near $78,000. There are about 247 housing units across 40310. The vacancy rate is 23.9% — elevated. Home values center near $126,600, an affordability ratio of 2.3× — accessible. Rent burden reaches 40% of tenant households. 13.9% of residents fall below the poverty threshold. About 19% have a four-year degree. Owners hold 65% of homes, renters 35%. The demographic-stress sub-score lands at 30/100.

Net-net, 40310 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 40310 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 40310 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 40310 stays directly comparable to neighboring ZIPs and the rest of Mercer County, Kentucky. The score is rebuilt from public data as it updates, so 40310 reflects the current record instead of a stale or modeled snapshot.

40310's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 40310 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

24/100
Composite stress
56/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 40310

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk42
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 40310 by the numbers

Current distress, phase, housing and lender-pressure figures for 40310, drawn from the same report attached to each property.

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Mercer County ZIPs near 40310

More distress data near 40310

Related ZIP, county and statewide reads linked to Mercer County, Kentucky.

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