ZIP 40390 Property Distress & Foreclosure Data

ZIP code 40390 in Jessamine County, Kentucky carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 49/100 against active distress of 7/100. What sets it apart are the readings on institutional ownership (63/100), structural risk (49/100), mortgage stress (23/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (92/100), FEMA disaster exposure (79/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 25% higher over three years, at 30/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 58% of homes, renters 42%. Home values center near $245,900, an affordability ratio of 3.0× — accessible. There are about 2,484 housing units across 40390. 12.1% of residents fall below the poverty threshold. 7,480 residents call 40390 home, typically aged 30. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 29% of tenant households. DLRadar's demographic-stress index for the area reads 28/100. Median household income is $71,731, near the U.S. median near $78,000. Educational attainment sits at 41% bachelor's-or-above.

Overall, 40390 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.