ZIP 40339 Property Distress & Foreclosure Data

Composite property distress in 40339 (Jessamine County, Kentucky) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (63/100), structural risk (49/100), mortgage stress (23/100). mortgage stress (23/100) stay muted. On the structural side it scores 49/100, with 7/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (92/100), FEMA disaster exposure (79/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

DLRadar's demographic-stress index for the area reads 29/100. 272 residents call 40339 home, typically aged 55. Owners hold 90% of homes, renters 10%. Around 20% of renters are cost-burdened. The vacancy rate is 12.7% — elevated. Educational attainment sits at 0% bachelor's-or-above. Median household income is $125,341, above the U.S. median near $78,000. Home values center near $115,300, an affordability ratio of 0.9× — accessible. 32.7% of residents fall below the poverty threshold. The ZIP holds roughly 65 housing units.

Taken together, 40339 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.