ZIP 40517 Foreclosure, Tax-Lien & Distress Report
Fayette County, Kentucky · High Poverty market
Scored on a fixed 0-100 scale, 40517 (Fayette County, Kentucky) returns a moderate composite of 32/100. The most distinctive pressure shows up in structural risk (71/100), institutional ownership (57/100), construction/permit lag (48/100). mortgage stress (22/100) stay muted. The latent-versus-live split is 71/100 structural and 6/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (72/100).
The market reads expansion — home values rose 5.9% year on year, and 25% higher over three years (phase confidence 40/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The ZIP holds roughly 18,518 housing units. DLRadar's demographic-stress index for the area reads 35/100. The typical home is worth about $216,900 (3.8× income, relatively affordable). Rent burden reaches 43% of tenant households. 23.4% of residents fall below the poverty threshold. About 36,396 people live here, median age 31. Educational attainment sits at 41% bachelor's-or-above. The tenure split is 37% owner-occupied to 63% rented. Households earn a median $51,778 — below the roughly $78,000 national figure. The vacancy rate is 6.2%.
On the whole, 40517 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 40517's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 40517 shows as blanks, never estimates, and the score updates on every fresh public filing.
40517's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 40517 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 40517 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 40517 Stress Report snapshot
A live read on 40517: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Fayette County ZIPs near 40517
Nearest ZIP codes to 40517
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Kentucky distress
Further distress data across Fayette County, Kentucky at ZIP, county and state level.
Unlock the full ZIP 40517 acquisition report
Pull every distressed parcel in 40517 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology