ZIP 40517 Property Distress & Foreclosure Data

In Fayette County, Kentucky, ZIP 40517 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (76/100), construction/permit lag (68/100), institutional ownership (58/100). By contrast, mortgage stress (22/100) register low. The latent-versus-live split is 76/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (73/100).

The market reads expansion — home values rose 5.3% year on year, and 25% higher over three years (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 18,518 housing units. On demographic stress specifically, 40517 scores 35/100. A median home runs $216,900 here, or 3.8 times local income. Around 43% of renters are cost-burdened. Roughly 23.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 36,396 people live here, median age 31. About 41% have a four-year degree. The tenure split is 37% owner-occupied to 63% rented. Households earn a median $51,778 — below the roughly $78,000 national figure. The vacancy rate is 6.2%.

Net-net, 40517 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.