ZIP 40514 Property Distress & Foreclosure Data

Composite property distress in 40514 (Fayette County, Kentucky) lands at 34/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 76 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (73/100). The sharpest non-environmental signals are structural risk (76/100), construction/permit lag (68/100), institutional ownership (58/100). By contrast, mortgage stress (22/100) register low.

The market reads expansion — home values rose 5.3% year on year, and 22% higher over three years, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 1.4%. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 72% owner-occupied to 28% rented. On demographic stress specifically, 40514 scores 22/100. About 16,919 people live here, median age 39. Households earn a median $96,337 — above the roughly $78,000 national figure. There are about 6,537 housing units across 40514. Rent burden reaches 29% of tenant households. A median home runs $315,500 here, or 3.0 times local income. About 54% have a four-year degree.

Net-net, 40514 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.