Woodford County, KY: Foreclosures, Tax Liens & Distressed Properties
Woodford County, KY, Kentucky: 3 ZIP codes scored, Woodford County, KY averaging 25/100 (low, Woodford, KY), from 24 to 26. Woodford County, KY is in its expansion phase (Woodford, KY confidence 40/100): Woodford, KY home prices up 5.9% (Woodford, KY) over twelve months. Woodford County, KY lender headwind: 19/100.
Highest-scoring Woodford County, KY ZIPs: 40347 (26/100), 40601 (26/100), 40383 (24/100).
Across Woodford County, KY's scored ZIPs: median home value $294,400, household income $72,015, 7.4% vacancy, 11.0% poverty, 71% owner-occupied, median age 41.9.
Woodford County, KY insurance distress 83/100 (#261 in the US); FEMA hazard 74/100 for Woodford, KY; 12 federal disaster declarations in Woodford County, KY since 2023; 74 Woodford, KY NFIP flood claims, $8.1M paid; Woodford, KY construction distress 24/100.
5 banks with 6 branches lend in Woodford County, KY; Woodford, KY weighted bank stress 51/100, highest 63/100 in Woodford, KY.
Woodford County, KY unemployment 3.2% (Woodford, KY -0.1 pts, six months); 123 new housing units permitted in Woodford County, KY over twelve months, Woodford, KY up 37% from 90; Woodford, KY home prices +11.4% a year (Woodford, KY) over three years.
11,686 housing units in Woodford County, KY; 3,055 Woodford, KY renter households; 38% of Woodford, KY renters spend 30%+ of income on rent, 12% (Woodford, KY) half or more.
Woodford County, KY ranks #2,641 nationally on the opportunity index (Woodford, KY, among all ranked counties); Woodford, KY scores 25.2/100 and Woodford, KY sits #117 inside Kentucky. Woodford, KY is in the weak opportunity phase; Woodford, KY's primary driver is bank institutional, Woodford, KY second driver vacancy; Woodford, KY moved up 170 places. 33 short-sale listings across Woodford, KY; 122 days on market observed in Woodford, KY; 7.1% vacancy over 3 Woodford, KY ZIPs.
No CFPB county sample covers Woodford County, KY. The metro area reading for Woodford, KY (Lexington-Fayette, KY): 0.8% ninety-plus days late; Woodford, KY's thirty-to-eighty-nine share is 1.3% (Woodford, KY, December 2025 data); Kentucky overall 1.0%.
Woodford County, KY has 2 watched banks; 2 Woodford, KY banks sit in an elevated band. Woodford, KY footprints: Stock Yards Bank&Trust Co (1 branch, stress 51) in Woodford, KY; Community Trust Bank Inc (1 branch, stress 47) in Woodford, KY.
HUD lists 1 assisted multifamily property in Woodford County, KY with 48 units.
872 of the 11,686 housing units in Woodford, KY sit vacant. Woodford County, KY permitted 0 multifamily units in twelve months; Woodford, KY's one-to-four unit structures added 123 units in Woodford County, KY.