ZIP 41048 Property Distress & Foreclosure Data

In Boone County, Kentucky, ZIP 41048 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100). The latent-versus-live split is 75/100 structural and 6/100 already moving. Its standout signals are construction/permit lag (97/100), structural risk (75/100), institutional ownership (50/100). By contrast, mortgage stress (18/100) register low.

The market reads peak — home values rose 4.5% year on year, and 15% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Around 30% of renters are cost-burdened. The vacancy rate is 1.9%. Households earn a median $129,354 — above the roughly $78,000 national figure. About 43% have a four-year degree. The ZIP holds roughly 5,665 housing units. A median home runs $329,100 here, or 2.4 times local income. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 87% owner-occupied to 13% rented. On demographic stress specifically, 41048 scores 21/100. About 16,262 people live here, median age 38.

Net-net, 41048 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.