ZIP 41048 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 41048 (Boone County, Kentucky) returns a low composite of 26/100. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (67/100), FEMA disaster exposure (60/100). Structural exposure scores 56 and live distress 6 on the 0–100 scale. Leading the profile are structural risk (56/100), institutional ownership (47/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (18/100).

The market reads peak — home values rose 3.5% year on year, and 15% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Around 30% of renters are cost-burdened. Vacancy runs 1.9%. Median household income is $129,354, above the U.S. median near $78,000. Educational attainment sits at 43% bachelor's-or-above. There are about 5,665 housing units across 41048. The typical home is worth about $329,100 (2.4× income, relatively affordable). 4.6% of residents fall below the poverty threshold. 87% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 21/100. Population is roughly 16,262 with a median age of 38.

On balance 41048 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 41048 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 41048 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 41048, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 figure for 41048 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 41048 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.