ZIP 41048 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 41048 (Boone County, Kentucky) returns a low composite of 27/100. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (69/100). Structural exposure scores 61 and live distress 6 on the 0–100 scale. Leading the profile are structural risk (61/100), construction/permit lag (51/100), institutional ownership (43/100). On the quiet end sit mortgage stress (18/100).

The market reads peak — home values rose 3.5% year on year, and 15% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Around 30% of renters are cost-burdened. Vacancy runs 1.9%. Median household income is $129,354, above the U.S. median near $78,000. Educational attainment sits at 43% bachelor's-or-above. There are about 5,665 housing units across 41048. The typical home is worth about $329,100 (2.4× income, relatively affordable). 4.6% of residents fall below the poverty threshold. 87% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 21/100. Population is roughly 16,262 with a median age of 38.

On balance 41048 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 41048 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 41048 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 41048, the field stays empty rather than modeled, and fills in as new documents post.

The 27/100 figure for 41048 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 41048 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.