Pendleton County, KY: Foreclosures, Tax Liens & Distressed Properties

Pendleton County, Kentucky is mapped parcel-to-ZIP by DLRadar's public-record distress engine. DLRadar scores 10 ZIPs here, with a mean composite of 19/100. Individual Pendleton County ZIPs score between 14 and 27 on the 0–100 composite. County-level credit and bank headwind reads 67/100 — elevated, a sign of lender stress locally.

The county market is in a peak phase: home prices rose 3.5% over the past year (phase confidence 24/100). On a market plateau, distress turns selective with opportunity concentrated by ZIP.

Near the cycle top at +3.5% YoY (24/100 confidence), selectivity rules so the headline market won't hand it over. An elevated 67/100 reading favors patient capital: short sales and foreclosures accelerate.

The most-distressed ZIP codes in Pendleton County are 41007 (27/100), 41006 (23/100), 41033 (23/100), 41003 (22/100), 41030 (19/100), 41040 (18/100), each with its own full DLRadar report. The breakdown continues through 41043, 41004, 41097, 41035 and more.

On the housing-and-income side, the ZIPs DLRadar tracks across Pendleton County show home values averaging roughly $202,190, below the US, a 14% vacancy rate, household income averaging about $71,549, roughly at the national median, a median age of 40.2, an owner-occupied share of 80%, poverty running near 12.4%. Numbers like these drive both the distress on offer and the exit velocity.

All in at 19/100 over 10 ZIPs, distress here is parcel-specific and not a county-wide play. Inside DLRadar, each Pendleton County property carries owner, mailing address, APN, scoring, lienholder detail and an estimated exit speed.

The distress read for Pendleton County, Kentucky is refreshed as new public records post and uses the same methodology coast to coast, so Pendleton County stays directly comparable to any other market you track.

The practical read on Pendleton County, Kentucky is a targeting one — find the ZIPs holding real financial pressure, then work the parcels underneath them. All Pendleton County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

The ZIP breakdown for Pendleton County leads with 41007 (27/100), 41006 (23/100), 41033 (23/100), 41003 (22/100), 41030 (19/100), 41040 (18/100). DLRadar also scores 41043, 41004, 41097, 41035 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

DLRadar's composite for Pendleton County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.