Pendleton County, KY: Foreclosures, Tax Liens & Distressed Properties
Pendleton County, KY, Kentucky: 10 ZIP codes scored, Pendleton County, KY averaging 19/100 (low, Pendleton, KY), from 13 to 27. Pendleton County, KY is in its peak phase (Pendleton, KY confidence 24/100): Pendleton, KY home prices up 3.5% (Pendleton, KY) over twelve months. Pendleton County, KY lender headwind: 67/100.
Highest-scoring Pendleton County, KY ZIPs: 41007 (27/100), 41006 (24/100), 41033 (23/100), 41003 (21/100), 41030 (19/100), 41040 (18/100). Also scored in Pendleton County, KY: 41043, 41004, 41097, 41035.
Across Pendleton County, KY's scored ZIPs: median home value $202,190, household income $71,549, 14.0% vacancy, 12.4% poverty, 80% owner-occupied, median age 40.2.
Pendleton County, KY insurance distress 71/100 (#595 in the US); FEMA hazard 63/100 for Pendleton, KY; 8 federal disaster declarations in Pendleton County, KY since 2023; 19 Pendleton, KY NFIP flood claims, $455K paid; Pendleton, KY construction distress 28/100.
4 banks with 5 branches lend in Pendleton County, KY; Pendleton, KY weighted bank stress 70/100, highest 80/100 in Pendleton, KY.
Pendleton County, KY unemployment 3.8% (Pendleton, KY -1.0 pts, six months); Pendleton, KY home prices +10.1% a year (Pendleton, KY) over three years.
6,299 housing units in Pendleton County, KY; 1,387 Pendleton, KY renter households; 28% of Pendleton, KY renters spend 30%+ of income on rent, 20% (Pendleton, KY) half or more.
Pendleton County, KY ranks #1,445 nationally on the opportunity index (Pendleton, KY, among all ranked counties); Pendleton, KY scores 29.6/100 and Pendleton, KY sits #81 inside Kentucky. Pendleton, KY is in the early_signal opportunity phase; Pendleton, KY's primary driver is vacancy, Pendleton, KY second driver bank institutional; Pendleton, KY moved up 180 places. 4 short-sale listings across Pendleton, KY; 120 days on market observed in Pendleton, KY; 16.5% vacancy over 10 Pendleton, KY ZIPs.
No CFPB county sample covers Pendleton County, KY. The metro area reading for Pendleton, KY (Cincinnati, OH-KY-IN): 0.8% ninety-plus days late; Pendleton, KY's thirty-to-eighty-nine share is 2.0% (Pendleton, KY, December 2025 data); Kentucky overall 1.0%.
Pendleton County, KY has 1 watched bank; 1 Pendleton, KY bank sits in an elevated band. Pendleton, KY footprints: Heritage Bank Inc (2 branches, stress 80) in Pendleton, KY.
HUD lists 2 assisted multifamily properties in Pendleton County, KY with 68 units; 68 Pendleton, KY units are assisted, 2 Pendleton, KY properties under project-based Section 8.
857 of the 6,299 housing units in Pendleton, KY sit vacant.