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Clinton County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Clinton County, Ohio? DLRadar grades every Clinton County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Clinton County breakdown.

  • Clinton County's most distressed ZIP is 45335 at 22/100.
  • 13 ZIP codes tracked in Clinton County, averaging 14/100 distress.
  • Clinton County reads peak — home values up 3.9% year over year.
  • Vacancy runs 5.9% across Clinton County's tracked ZIPs, with a 11.9% poverty rate.
  • The typical Clinton County home is worth about $206,733 against a ~$75,273 median income.
  • Lending headwind in Clinton County sits at 50/100 — a forward read on distressed supply.

Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
14533522/100
24506821/100
34511317/100
44510716/100
54514813/100
64514612/100
74515912/100
84516412/100
94516612/100
104516912/100
114517712/100
124514211/100

Most distressed ZIP codes in Clinton County (composite distress 0-100, 2026)

What is driving Clinton County distress

The Clinton County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 14/100 ZIP average. No proprietary or modelled inputs enter the score.

Clinton County market phase and pricing

The cycle in Clinton County is peak, with values up 3.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.

See the distressed properties behind the data in Clinton County

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Frequently asked

Which part of Clinton County, OH scores highest for distress?

ZIP 45335 leads Clinton County at 22/100, recomputed monthly from public records.

What market phase is Clinton County in?

Phase for Clinton County: peak, tracking a 3.9% gain year over year, read off the FHFA index.

How is the Clinton County data sourced?

Clinton County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 13 ZIPs are comparable to anywhere else.

How much do distress scores vary between Clinton County ZIP codes?

A single county score papers over real variation. Across the Clinton County ZIPs DLRadar ranks, scores run from 22/100 in 45335 down to 11/100 in 45142, against a Clinton County average of 14/100. Because the gap runs to 11 points, Clinton County rewards ZIP-level precision.

What do Clinton County home values and vacancy say about distressed supply?

The typical Clinton County home carries about $206,733 of value against a median household income near $75,273. Vacancy across Clinton County's tracked ZIPs runs 5.9% and the poverty rate is 11.9%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Clinton County's filings and its 50/100 lending headwind.

Related

This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.

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