Clinton County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Clinton County, OH distress report, 2026: 13 ZIPs scored in Clinton, OH, Clinton, OH average 14/100; the top Clinton, OH ZIP is 45335 at 22/100; Clinton, OH market phase peak, Clinton, OH prices +3.9% year over year.
- Clinton, OH ranks #3,026 nationally (opportunity index); Clinton, OH #75 in Ohio; Clinton, OH index 22.9.
- Clinton, OH: no CFPB county sample; Clinton, OH non-metro area reading 1.4%.
- Clinton, OH ZIP phases: 11 peak, 2 expansion.
- Clinton, OH residential listings tracked: 7 across 9 ZIPs; Clinton, OH candidate listings 5.
- Clinton, OH HUD assisted properties: 6 with 112 units.
- Clinton, OH lenders on watch: 8; largest Clinton, OH footprint Peoples Bank (5 branches).
- Clinton, OH most distressed ZIP: 45335 at 22/100.
Clinton, OH figures: DLRadar distress index; Clinton, OH inputs: CFPB, FHFA, HUD, FDIC; Clinton, OH rebuilt as sources refresh.
| Rank | Clinton, OH ZIP | Score |
|---|---|---|
| 1 | 45335 | 22/100 |
| 2 | 45068 | 21/100 |
| 3 | 45113 | 17/100 |
| 4 | 45107 | 16/100 |
| 5 | 45142 | 14/100 |
| 6 | 45159 | 13/100 |
| 7 | 45135 | 12/100 |
| 8 | 45146 | 12/100 |
| 9 | 45148 | 12/100 |
| 10 | 45164 | 12/100 |
| 11 | 45166 | 12/100 |
| 12 | 45169 | 12/100 |
Most distressed Clinton, OH ZIPs (0-100, 2026)
Mortgage delinquency around Clinton, OH
No CFPB county sample covers Clinton, OH; the non-metro area reading for Clinton, OH: 1.4% ninety-plus; Clinton, OH area thirty-to-eighty-nine 3.4% (December 2025, Clinton, OH); Ohio overall 1.0%.
Opportunity index: Clinton, OH
Clinton, OH index 22.9, Clinton, OH phase weak; Clinton, OH primary driver bank institutional, Clinton, OH second driver vacancy. Clinton, OH components: property stress 11.0, foreclosure pressure 10.0, listing discounts 23.4, bank stress 56.6, insurance 0.0; Clinton, OH pulse 24.7; Clinton, OH capital opportunity 20.3; Clinton, OH seven-day change +0.1%.
ZIP market phases inside Clinton, OH
13 Clinton, OH ZIPs carry a price-cycle phase; Clinton, OH ZIPs by phase (Clinton, OH), deepest drawdown first: peak, +3.6% YoY (Clinton, OH): 45068; peak, +3.7% YoY (Clinton, OH): 45107, 45113; expansion, +5.3% YoY (Clinton, OH): 45135; expansion, +5.5% YoY (Clinton, OH): 45142; peak, +3.9% YoY (Clinton, OH): 45146, 45148, 45164, 45166, Clinton, OH 45177; peak, +4.7% YoY (Clinton, OH): 45159; peak, +4.0% YoY (Clinton, OH): 45169; peak, +4.5% YoY (Clinton, OH): 45335.
Residential listings by Clinton, OH ZIP
Clinton, OH ZIPs with the most tracked Clinton, OH residential listings: 45107 3 listings, 2 candidates, bank pressure 61; 45169 2 listings, 2 candidates, bank pressure 61; 45113 1 listings, 1 candidates, bank pressure 62; 45177 1 listings, 0 candidates, bank pressure 63 (Clinton, OH); 45146 0 listings, 0 candidates, bank pressure 63; 45148 0 listings, 0 candidates, bank pressure 64; 45159 0 listings, 0 candidates, bank pressure 64; 45164 0 listings, 0 candidates, bank pressure 63. Clinton, OH totals: 7 listings; Clinton, OH candidates 5; active ZIPs 4.
HUD assisted housing in Clinton, OH
6 assisted properties with 112 units sit in Clinton, OH; largest Clinton, OH properties: Blanchester Friends (Blanchester) 50 units, 50 assisted; William Tuke Apartments (Wilmington) 22 units, 20 assisted; Esther Tuke Apartments (Blanchester) 11 units, 10 assisted in Clinton, OH; Moyer Place (Wilmington) 10 units; Mulberry Place (Wilmington) 10 units, 10 assisted; Smith House (Wilmington) 9 units, 8 assisted.
Lenders with branches in Clinton, OH
Clinton, OH lenders by branch count: Peoples Bank (Clinton, OH): stress 55, 5 branches low in Clinton, OH; Merchants National Bank (Clinton, OH): stress 69, 2 branches low in Clinton, OH; Liberty Savings Bank Fsb (Clinton, OH): stress 91, 1 branch low in Clinton, OH; First State Bank (Clinton, OH): stress 73, 1 branch low in Clinton, OH; First Nb Of Blanchester (Clinton, OH): stress 63, 1 branch low in Clinton, OH; Fifth Third Bank Na (Clinton, OH): stress 62, 1 branch low in Clinton, OH; Wilmington Savings Bank (Clinton, OH): stress 59, 1 branch low in Clinton, OH; Lcnb National Bank (Clinton, OH): stress 57, 1 branch low in Clinton, OH.
Vacancy and permits, Clinton, OH
1,278 of 18,039 Clinton, OH housing units are vacant; Clinton, OH permits, twelve months: 9 multifamily units in Clinton, OH, 124 one-to-four unit units.
Work Clinton, OH at the parcel level
Every Clinton, OH parcel carries owner and address; every Clinton, OH parcel carries APN; Clinton, OH distress scores sit on the Clinton, OH live board.
Clinton, OH figures refresh with each source.
Clinton, OH questions
Most distressed ZIP code in Clinton County, OH?
ZIP 45335 leads Clinton, OH at 22/100; next in Clinton, OH: 45068 at 21/100; the Clinton, OH average is 14/100.
Where does Clinton County, OH rank for investment opportunity?
Clinton, OH is #3,026 among all ranked counties, #75 in Ohio; the Clinton, OH driver is bank institutional; Clinton, OH moved up 36 places.
How many mortgages are delinquent in Clinton County, OH?
Clinton, OH takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Clinton, OH.
Which banks lend in Clinton County, OH?
8 watched lenders hold Clinton, OH branches; the largest Clinton, OH footprints are Peoples Bank (5), Merchants National Bank (2), Liberty Savings Bank Fsb (1).
More on Clinton, OH
Clinton County, OH distress report: public-record figures for Clinton, OH; not legal advice for Clinton, OH; not tax or investment advice; verify every Clinton, OH record before acting.