Brown County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Brown County, OH distress report, 2026: 20 ZIPs scored in Brown, OH, Brown, OH average 16/100; the top Brown, OH ZIP is 45106 at 22/100; Brown, OH market phase peak, Brown, OH prices +3.5% year over year.
- Brown, OH ranks #2,920 nationally (opportunity index); Brown, OH #70 in Ohio; Brown, OH index 23.7.
- Brown, OH: no CFPB county sample; Brown, OH metro area reading 0.8%.
- Brown, OH ZIP phases: 16 peak, 4 expansion.
- Brown, OH residential listings tracked: 5 across 11 ZIPs; Brown, OH candidate listings 3.
- Brown, OH HUD assisted properties: 6 with 242 units.
- Brown, OH lenders on watch: 6; largest Brown, OH footprint First State Bank (4 branches).
- Brown, OH most distressed ZIP: 45106 at 22/100.
Brown, OH figures: DLRadar distress index; Brown, OH inputs: CFPB, FHFA, HUD, FDIC; Brown, OH rebuilt as sources refresh.
| Rank | Brown, OH ZIP | Score |
|---|---|---|
| 1 | 45106 | 22/100 |
| 2 | 45120 | 22/100 |
| 3 | 45176 | 21/100 |
| 4 | 45130 | 17/100 |
| 5 | 45101 | 16/100 |
| 6 | 45107 | 16/100 |
| 7 | 45115 | 16/100 |
| 8 | 45118 | 16/100 |
| 9 | 45119 | 16/100 |
| 10 | 45121 | 16/100 |
| 11 | 45131 | 16/100 |
| 12 | 45154 | 16/100 |
Most distressed Brown, OH ZIPs (0-100, 2026)
Mortgage delinquency around Brown, OH
No CFPB county sample covers Brown, OH; the metro area reading for Brown, OH (Cincinnati, OH-KY-IN): 0.8% ninety-plus; Brown, OH area thirty-to-eighty-nine 2.0% (December 2025, Brown, OH); Ohio overall 1.0%.
Opportunity index: Brown, OH
Brown, OH index 23.7, Brown, OH phase weak; Brown, OH primary driver bank institutional, Brown, OH second driver vacancy. Brown, OH components: property stress 13.6, foreclosure pressure 13.1, listing discounts 18.2, bank stress 59.1, insurance 0.0; Brown, OH pulse 27.4; Brown, OH capital opportunity 18.2.
ZIP market phases inside Brown, OH
20 Brown, OH ZIPs carry a price-cycle phase; Brown, OH ZIPs by phase (Brown, OH), deepest drawdown first: peak, +3.5% YoY (Brown, OH): 45101, 45106, 45115, 45119, Brown, OH 45120, 45121, 45130, 45131, Brown, OH 45167; peak, +3.7% YoY (Brown, OH): 45107, 45118, 45154; expansion, +6.0% YoY (Brown, OH): 45133; expansion, +5.5% YoY (Brown, OH): 45142; expansion, +5.7% YoY (Brown, OH): 45144; peak, +3.9% YoY (Brown, OH): 45148.
Residential listings by Brown, OH ZIP
Brown, OH ZIPs with the most tracked Brown, OH residential listings: 45167 3 listings, 1 candidates, bank pressure 65; 45121 1 listings, 1 candidates, bank pressure 61; 45171 1 listings, 1 candidates, bank pressure 65; 45101 0 listings, 0 candidates, bank pressure 63 (Brown, OH); 45115 0 listings, 0 candidates, bank pressure 65; 45118 0 listings, 0 candidates, bank pressure 62; 45119 0 listings, 0 candidates, bank pressure 65; 45130 0 listings, 0 candidates, bank pressure 61. Brown, OH totals: 5 listings; Brown, OH candidates 3; active ZIPs 1.
HUD assisted housing in Brown, OH
6 assisted properties with 242 units sit in Brown, OH; largest Brown, OH properties: Forest Glade Apartments (Georgetown) 60 units, 59 assisted; Hyde Park West (Mount Orab) 48 units, 48 assisted; Lake Grant Apartments (Mount Orab) 47 units, 47 assisted in Brown, OH; Fair Park Apartments (Sardinia) 40 units, 40 assisted; Riverview Apartments (Ripley) 33 units, 33 assisted; Montgomery Manor (Sardinia) 14 units, 14 assisted.
Lenders with branches in Brown, OH
Brown, OH lenders by branch count: First State Bank (Brown, OH): stress 73, 4 branches low in Brown, OH; Peoples Bank (Brown, OH): stress 55, 4 branches low in Brown, OH; Merchants National Bank (Brown, OH): stress 69, 2 branches low in Brown, OH; Southern Hills Cmty Bank (Brown, OH): stress 67, 2 branches low in Brown, OH; U S Bank National Assn (Brown, OH): stress 67, 1 branch low in Brown, OH; Fifth Third Bank Na (Brown, OH): stress 62, 1 branch low in Brown, OH.
Vacancy and permits, Brown, OH
2,427 of 19,565 Brown, OH housing units are vacant; Brown, OH permits, twelve months: 15 multifamily units in Brown, OH, 149 one-to-four unit units.
Work Brown, OH at the parcel level
Every Brown, OH parcel carries owner and address; every Brown, OH parcel carries APN; Brown, OH distress scores sit on the Brown, OH live board.
Brown, OH figures refresh with each source.
Brown, OH questions
Most distressed ZIP code in Brown County, OH?
ZIP 45106 leads Brown, OH at 22/100; next in Brown, OH: 45120 at 22/100; the Brown, OH average is 16/100.
Where does Brown County, OH rank for investment opportunity?
Brown, OH is #2,920 among all ranked counties, #70 in Ohio; the Brown, OH driver is bank institutional; Brown, OH moved down 128 places.
How many mortgages are delinquent in Brown County, OH?
Brown, OH takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Brown, OH.
Which banks lend in Brown County, OH?
6 watched lenders hold Brown, OH branches; the largest Brown, OH footprints are First State Bank (4), Peoples Bank (4), Merchants National Bank (2).
More on Brown, OH
Brown County, OH distress report: public-record figures for Brown, OH; not legal advice for Brown, OH; not tax or investment advice; verify every Brown, OH record before acting.