ZIP 45345 Property Distress & Foreclosure Data

ZIP code 45345 in Montgomery County, Ohio carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (53/100), construction/permit lag (38/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (79/100)). The latent-versus-live split is 53/100 structural and 2/100 already moving.

The expansion-phase market in 45345 posted values that rose 7.0% over the year, and 26% higher over three years (phase confidence 40/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

On demographic stress specifically, 45345 scores 25/100. Roughly 20.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 29% of renters are cost-burdened. The ZIP holds roughly 2,465 housing units. Households earn a median $77,279 — near the roughly $78,000 national figure. A median home runs $153,300 here, or 1.8 times local income. The tenure split is 80% owner-occupied to 20% rented. Population is roughly 5,923 with a median age of 40. About 14% have a four-year degree. The vacancy rate is 4.0%.

On the whole, 45345 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.