ZIP 45345 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Ohio · High Poverty market
In Montgomery County, Ohio, ZIP 45345 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are structural risk (55/100), construction/permit lag (47/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (78/100). The split runs 55/100 structural to 2/100 active on the ground.
The market reads peak — home values rose 4.6% year on year, and 26% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The demographic-stress sub-score lands at 25/100. The poverty rate is 20.8% — high, a tax-stress and distress correlate. Around 29% of renters are cost-burdened. There are about 2,465 housing units across 45345. Median household income is $77,279, near the U.S. median near $78,000. A median home runs $153,300 here, or 1.8 times local income. The tenure split is 80% owner-occupied to 20% rented. Population is roughly 5,923 with a median age of 40. Around 14% of adults hold a bachelor's degree or higher. Vacancy runs 4.0%.
On the whole, 45345 leans distressed, with opportunity clustered in specific stressed parcels. 45345 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 45345's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 45345, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
45345's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 45345 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 45345
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 45345 Stress Report snapshot
45345 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Montgomery County ZIPs near 45345
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Additional distress intelligence spanning Montgomery County, Ohio by ZIP, county and state.
Unlock the full ZIP 45345 acquisition report
The full 45345 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology