ZIP 45428 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Ohio · High Poverty market
ZIP 45428's composite property-distress score is 24/100 - DLRadar classes that as low for Montgomery County, Ohio. Property-level stress concentrates in structural risk (54/100), construction/permit lag (43/100), institutional ownership (18/100). institutional ownership (18/100) stay muted. On the structural side it scores 54/100, with 0/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (78/100).
The peak-phase market in 45428 posted values that rose 4.6% over the year (phase confidence 27/100). Topping markets hide individual distress behind strong averages.
The poverty rate is 49.3% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 58/100. Around 0% of renters are cost-burdened. The ZIP holds roughly 30 housing units. 0% of housing is owner-occupied. Population is roughly 274 with a median age of 73. About 22% have a four-year degree. Vacancy runs 0.0%.
On the whole, 45428 leans distressed, with opportunity clustered in specific stressed parcels. While 45428 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 45428 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 45428 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 45428 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For a buyer, 45428 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 45428’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 45428 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 45428, the same set carried on every parcel.
Adjacent Montgomery County ZIP reports
Nearest ZIP codes to 45428
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 45428
More ZIP, county and state distress intelligence connected to Montgomery County, Ohio.
See every distressed parcel in 45428
Open 45428 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology