ZIP 45439 Property Distress & Foreclosure Data

Montgomery County, Ohio's ZIP 45439 registers 23/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (79/100). On the structural side it scores 53/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (38/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 7.0% over the trailing year, and 30% higher over three years (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The poverty rate is 28.5% — high, a tax-stress and distress correlate. Around 46% of renters are cost-burdened. At $47,788, median income runs below typical U.S. levels. Around 17% of adults hold a bachelor's degree or higher. 50% of housing is owner-occupied. 12,246 residents call 45439 home, typically aged 34. The typical home is worth about $143,300 (2.5× income, relatively affordable). The vacancy rate is 5.8%. The demographic-stress sub-score lands at 35/100. The ZIP holds roughly 5,245 housing units.

Taken together, 45439 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.