ZIP 45416 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Ohio · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 45416 in Montgomery County, Ohio comes in at 24, a low composite-distress reading. On the structural side it scores 55/100, with 2/100 of stress already active. Its standout signals are structural risk (55/100), construction/permit lag (47/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (78/100).
The market reads peak — home values rose 4.6% year on year, and 21% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 5,353 people live here, median age 42. Roughly 32.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 2,661 housing units across 45416. Rent burden reaches 39% of tenant households. The tenure split is 64% owner-occupied to 36% rented. Vacancy runs 12.1%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 31/100. Median household income is $45,710, below the U.S. median near $78,000. Home values center near $81,100, an affordability ratio of 1.7× — accessible. About 13% have a four-year degree.
Taken together, 45416 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 45416 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 45416 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45416 can be compared directly against any other ZIP in Montgomery County, Ohio or nationwide. Sparse data for 45416 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 24/100 figure for 45416 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 45416 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 45416 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 45416 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 45416, the same set carried on every parcel.
Neighbouring ZIPs in Montgomery County
Explore related distress reports
Related ZIP, county and statewide reads linked to Montgomery County, Ohio.
Open the complete 45416 acquisition file
The full 45416 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology