ZIP 45416 Property Distress & Foreclosure Data

Montgomery County, Ohio's ZIP 45416 registers 23/100 composite distress, which DLRadar reads as low. Structural exposure scores 53 and live distress 2 on the 0–100 scale. The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (38/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (79/100).

The market reads expansion — home values rose 7.0% year on year, and 21% higher over three years, at 40/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 5,353 people live here, median age 42. 32.2% of residents fall below the poverty threshold. There are about 2,661 housing units across 45416. Rent burden reaches 39% of tenant households. Owners hold 64% of homes, renters 36%. Vacancy runs 12.1%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 31/100. Median household income is $45,710, below the U.S. median near $78,000. Home values center near $81,100, an affordability ratio of 1.7× — accessible. Educational attainment sits at 13% bachelor's-or-above.

Net-net, 45416 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.