Preble County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Preble County, OH distress report, 2026: 16 ZIPs scored in Preble, OH, Preble, OH average 17/100; the top Preble, OH ZIP is 45042 at 25/100; Preble, OH market phase expansion, Preble, OH prices +6.0% year over year.
- Preble, OH ranks #2,443 nationally (opportunity index); Preble, OH #42 in Ohio; Preble, OH index 26.1.
- Preble, OH: no CFPB county sample; Preble, OH non-metro area reading 1.4%.
- Preble, OH ZIP phases: 11 expansion, 5 peak.
- Preble, OH residential listings tracked: 17 across 11 ZIPs; Preble, OH candidate listings 10.
- Preble, OH HUD assisted properties: 7 with 156 units.
- Preble, OH lenders on watch: 8; largest Preble, OH footprint Somerville Bank (3 branches).
- Preble, OH most distressed ZIP: 45042 at 25/100.
Preble, OH figures: DLRadar distress index; Preble, OH inputs: CFPB, FHFA, HUD, FDIC; Preble, OH rebuilt as sources refresh.
| Rank | Preble, OH ZIP | Score |
|---|---|---|
| 1 | 45042 | 25/100 |
| 2 | 45309 | 23/100 |
| 3 | 45327 | 23/100 |
| 4 | 45064 | 20/100 |
| 5 | 45003 | 16/100 |
| 6 | 45070 | 15/100 |
| 7 | 45304 | 15/100 |
| 8 | 45311 | 15/100 |
| 9 | 45320 | 15/100 |
| 10 | 45321 | 15/100 |
| 11 | 45330 | 15/100 |
| 12 | 45338 | 15/100 |
Most distressed Preble, OH ZIPs (0-100, 2026)
Mortgage delinquency around Preble, OH
No CFPB county sample covers Preble, OH; the non-metro area reading for Preble, OH: 1.4% ninety-plus; Preble, OH area thirty-to-eighty-nine 3.4% (December 2025, Preble, OH); Ohio overall 1.0%.
Opportunity index: Preble, OH
Preble, OH index 26.1, Preble, OH phase weak; Preble, OH primary driver construction, Preble, OH second driver bank institutional. Preble, OH components: property stress 9.8, foreclosure pressure 8.0, listing discounts 26.2, bank stress 64.0, insurance 0.0; Preble, OH pulse 30.4; Preble, OH capital opportunity 19.7.
ZIP market phases inside Preble, OH
16 Preble, OH ZIPs carry a price-cycle phase; Preble, OH ZIPs by phase (Preble, OH), deepest drawdown first: expansion, +5.5% YoY (Preble, OH): 45003, 45382; peak, +3.6% YoY (Preble, OH): 45042; peak, +4.7% YoY (Preble, OH): 45064; expansion, +6.0% YoY (Preble, OH): 45070, 45311, 45320, 45321, Preble, OH 45330, 45338; peak, +4.0% YoY (Preble, OH): 45304; peak, +4.6% YoY (Preble, OH): 45309, 45327; expansion, +5.4% YoY (Preble, OH): 45347; expansion, +5.7% YoY (Preble, OH): 45378; expansion, +5.8% YoY (Preble, OH): 45381.
Residential listings by Preble, OH ZIP
Preble, OH ZIPs with the most tracked Preble, OH residential listings: 45320 9 listings, 6 candidates, bank pressure 63; 45381 4 listings, 2 candidates, bank pressure 63; 45347 2 listings, 0 candidates, bank pressure 61; 45382 2 listings, 2 candidates, bank pressure 61 (Preble, OH); 45003 0 listings, 0 candidates, bank pressure 59; 45070 0 listings, 0 candidates, bank pressure 63; 45311 0 listings, 0 candidates, bank pressure 63; 45321 0 listings, 0 candidates, bank pressure 63. Preble, OH totals: 17 listings; Preble, OH candidates 10; active ZIPs 4.
HUD assisted housing in Preble, OH
7 assisted properties with 156 units sit in Preble, OH; largest Preble, OH properties: Village South (Eaton) 48 units, 45 assisted; West Alex Village (West Alexandria) 30 units, 30 assisted; Camden Way Ii (Camden) 28 units, 28 assisted in Preble, OH; Camden Way I (Camden) 21 units, 20 assisted; Mapleview Apartments (Eaton) 19 units, 19 assisted; Prebleway I (Eaton) 5 units, 5 assisted.
Lenders with branches in Preble, OH
Preble, OH lenders by branch count: Somerville Bank (Preble, OH): stress 83, 3 branches low in Preble, OH; Twin Valley Bank (Preble, OH): stress 77, 3 branches low in Preble, OH; Lcnb National Bank (Preble, OH): stress 57, 3 branches low in Preble, OH; Farmers State Bank (Preble, OH): stress 59, 2 branches low in Preble, OH; U S Bank National Assn (Preble, OH): stress 67, 1 branch low in Preble, OH; Fifth Third Bank Na (Preble, OH): stress 62, 1 branch low in Preble, OH; United Midwest Sb Na (Preble, OH): stress 61, 1 branch low in Preble, OH; Brookville Bldg&Svg Assn (Preble, OH): stress 51, 1 branch low in Preble, OH.
Vacancy and permits, Preble, OH
1,415 of 18,140 Preble, OH housing units are vacant; Preble, OH permits, twelve months: 0 multifamily units in Preble, OH, 45 one-to-four unit units.
Work Preble, OH at the parcel level
Every Preble, OH parcel carries owner and address; every Preble, OH parcel carries APN; Preble, OH distress scores sit on the Preble, OH live board.
Preble, OH figures refresh with each source.
Preble, OH questions
Most distressed ZIP code in Preble County, OH?
ZIP 45042 leads Preble, OH at 25/100; next in Preble, OH: 45309 at 23/100; the Preble, OH average is 17/100.
Where does Preble County, OH rank for investment opportunity?
Preble, OH is #2,443 among all ranked counties, #42 in Ohio; the Preble, OH driver is construction; Preble, OH moved down 222 places.
How many mortgages are delinquent in Preble County, OH?
Preble, OH takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Preble, OH.
Which banks lend in Preble County, OH?
8 watched lenders hold Preble, OH branches; the largest Preble, OH footprints are Somerville Bank (3), Twin Valley Bank (3), Lcnb National Bank (3).
More on Preble, OH
Preble County, OH distress report: public-record figures for Preble, OH; not legal advice for Preble, OH; not tax or investment advice; verify every Preble, OH record before acting.