Preble County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Preble County, Ohio? DLRadar grades every Preble County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Preble County breakdown.
- Preble County's most distressed ZIP is 45042 at 24/100.
- 16 ZIP codes tracked in Preble County, averaging 16/100 distress.
- Preble County reads expansion — home values up 6.0% year over year.
- Vacancy runs 7.5% across Preble County's tracked ZIPs, with a 12% poverty rate.
- The typical Preble County home is worth about $179,075 against a ~$71,967 median income.
- Lending headwind in Preble County sits at 70/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 45042 | 24/100 |
| 2 | 45309 | 24/100 |
| 3 | 45327 | 24/100 |
| 4 | 45064 | 19/100 |
| 5 | 45003 | 15/100 |
| 6 | 45304 | 15/100 |
| 7 | 45378 | 15/100 |
| 8 | 45070 | 14/100 |
| 9 | 45311 | 14/100 |
| 10 | 45320 | 14/100 |
| 11 | 45321 | 14/100 |
| 12 | 45330 | 14/100 |
Most distressed ZIP codes in Preble County (composite distress 0-100, 2026)
What is driving Preble County distress
Preble County's placement in the national index rests on public filings — a 16/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Preble County market phase and pricing
Phase for Preble County: expansion (+6.0% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Preble County
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What people ask
Which Preble County ZIP scores worst for distress?
ZIP 45042 leads Preble County at 24/100, recomputed monthly from public records.
Where is Preble County in the housing cycle?
Preble County currently sits in expansion, with values up 6.0% year on year, based on FHFA price-index trajectory.
Can the Preble County figures be verified?
Each Preble County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 16 local ZIPs and every other county in the country.
How much do distress scores vary between Preble County ZIP codes?
A county average hides the spread. Across the Preble County ZIPs DLRadar ranks, scores run from 24/100 in 45042 down to 14/100 in 45330, against a Preble County average of 16/100. Those 10 points separate the ZIPs worth working in Preble County from the rest.
What do Preble County home values and vacancy say about distressed supply?
The typical Preble County home carries about $179,075 of value against a median household income near $71,967. Vacancy across Preble County's tracked ZIPs runs 7.5% and the poverty rate is 12%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Preble County's foreclosure and tax-lien record and its 70/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.