ZIP 45317 Foreclosure, Tax-Lien & Distress Report

Champaign County, Ohio's ZIP 45317 registers 15/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are construction/permit lag (50/100), structural risk (33/100), institutional ownership (8/100). By contrast, institutional ownership (8/100) and mortgage stress (4/100) register low. The split runs 33/100 structural to 1/100 active on the ground.

The market reads peak — home values rose 4.2% year on year, and 14% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 527 housing units across 45317. The tenure split is 87% owner-occupied to 13% rented. 838 residents call 45317 home, typically aged 60. About 28% have a four-year degree. The demographic-stress sub-score lands at 24/100. The poverty rate is 0.6% — low. The typical home is worth about $305,300 (2.6× income, relatively affordable). Households earn a median $101,023 — above the roughly $78,000 national figure. Vacancy runs 10.4%. Around 43% of renters are cost-burdened.

Broadly, 45317 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 45317 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 45317's 15/100 can be lined up against any neighbor in Champaign County, Ohio or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 45317 reflects the current record instead of a stale or modeled snapshot.

Behind 45317's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 45317 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.