ZIP 45317 Property Distress & Foreclosure Data

Champaign County, Ohio's ZIP 45317 registers 13/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (38/100), structural risk (30/100), institutional ownership (8/100). By contrast, institutional ownership (8/100) and mortgage stress (4/100) register low. Structural exposure scores 30 and live distress 1 on the 0–100 scale.

The market reads expansion — home values rose 5.8% year on year, and 14% higher over three years, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 527 housing units across 45317. Owners hold 87% of homes, renters 13%. About 838 people live here, median age 60. Educational attainment sits at 28% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 24/100. 0.6% of residents fall below the poverty threshold. Home values center near $305,300, an affordability ratio of 2.6× — accessible. Median household income is $101,023, above the U.S. median near $78,000. Vacancy runs 10.4%. Rent burden reaches 43% of tenant households.

Overall 45317 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.