ZIP 43078 Foreclosure, Tax-Lien & Distress Report

In Champaign County, Ohio, ZIP 43078 scores 6 of 100 for composite distress, a minimal level on DLRadar's distress index. Its standout signals are structural risk (13/100), institutional ownership (5/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and construction/permit lag (1/100). Structural exposure scores 13 and live distress 1 on the 0–100 scale.

The peak-phase market in 43078 posted values that rose 3.9% over the year, and 23% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $197,600, an affordability ratio of 2.4× — accessible. The vacancy rate is 8.4%. Owners hold 74% of homes, renters 26%. The ZIP holds roughly 8,825 housing units. About 19,985 people live here, median age 41. On demographic stress specifically, 43078 scores 24/100. Households earn a median $72,500 — near the roughly $78,000 national figure. The poverty rate is 9.6%. Educational attainment sits at 22% bachelor's-or-above. Around 22% of renters are cost-burdened.

Overall, 43078 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 43078 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 43078 runs through one identical scoring model, so its 6/100 sits on the same scale as every other ZIP in Champaign County, Ohio and the nation. 43078 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 43078 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 6/100 roll-up. Practically, 43078 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.