Champaign County, OH: Foreclosures, Tax Liens & Distressed Properties

Champaign County, OH, Ohio: 18 ZIP codes scored, Champaign County, OH averaging 13/100 (minimal, Champaign, OH), from 6 to 22. Champaign County, OH is in its peak phase (Champaign, OH confidence 28/100): Champaign, OH home prices up 3.9% (Champaign, OH) over twelve months. Champaign County, OH lender headwind: 25/100.

Highest-scoring Champaign County, OH ZIPs: 45502 (22/100), 43045 (21/100), 45344 (21/100), 45312 (20/100), 45365 (18/100), 43343 (17/100). Also scored in Champaign County, OH: 43060, 43318, 43357, 45317, 43044, 43084, 43009, 43047, 43070, 43072.

Across Champaign County, OH's scored ZIPs: median home value $218,075, household income $74,519, 7.1% vacancy, 6.0% poverty, 84% owner-occupied, median age 42.3.

Champaign County, OH insurance distress 5/100 (#2,474 in the US); FEMA hazard 0/100 for Champaign, OH; 1 Champaign, OH NFIP flood claims; Champaign, OH construction distress 22/100.

6 banks with 11 branches lend in Champaign County, OH; Champaign, OH weighted bank stress 52/100, highest 82/100 in Champaign, OH.

Champaign County, OH unemployment 3.3% (Champaign, OH -0.9 pts, six months); 50 new housing units permitted in Champaign County, OH over twelve months, Champaign, OH up 52% from 33; Champaign, OH home prices +9.7% a year (Champaign, OH) over three years.

16,944 housing units in Champaign County, OH; 3,621 Champaign, OH renter households; 35% of Champaign, OH renters spend 30%+ of income on rent, 10% (Champaign, OH) half or more.

Champaign County, OH ranks #2,920 nationally on the opportunity index (Champaign, OH, among all ranked counties); Champaign, OH scores 23.7/100 and Champaign, OH sits #70 inside Ohio. Champaign, OH is in the weak opportunity phase; Champaign, OH's primary driver is bank institutional, Champaign, OH second driver vacancy; Champaign, OH moved up 134 places. 2 short-sale listings across Champaign, OH; 65 days on market observed in Champaign, OH; 8.3% vacancy over 18 Champaign, OH ZIPs.

No CFPB county sample covers Champaign County, OH. The non-metro area reading for Champaign, OH: 1.4% ninety-plus days late; Champaign, OH's thirty-to-eighty-nine share is 3.4% (Champaign, OH, December 2025 data); Ohio overall 1.0%.

Champaign County, OH has 5 watched banks; 5 Champaign, OH banks sit in an elevated band. Champaign, OH footprints: First Central Nb Of St Paris (4 branches, stress 42) in Champaign, OH; Peoples Savings Bank (2 branches, stress 82) in Champaign, OH; Park National Bank (2 branches, stress 42) in Champaign, OH.

HUD lists 3 assisted multifamily properties in Champaign County, OH with 118 units; 118 Champaign, OH units are assisted, 2 Champaign, OH properties under project-based Section 8.

1,298 of the 16,944 housing units in Champaign, OH sit vacant. Champaign County, OH permitted 0 multifamily units in twelve months; Champaign, OH's one-to-four unit structures added 50 units in Champaign County, OH.