Champaign County, OH: Foreclosures, Tax Liens & Distressed Properties
Champaign County, Ohio is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. Bank/credit headwind for the county is 25 on a 0–100 scale, a contained reading. The county's ZIP scores run from 7 up to 22/100. Coverage runs to 18 ZIPs across Champaign County, a minimal 13/100 average.
The peak-phase county posted home values that rose 3.9% over twelve months (phase confidence 28/100). With values leveling off, the opportunity narrows with opportunity concentrated by ZIP.
With Champaign County flat at +3.9% YoY (28/100 confidence), selectivity rules so the headline market won't hand it over. Lender stress at 25/100 (contained) puts the live signals on tax delinquency, probate and liens.
Leading Champaign County on distress: 43045 (22/100), 45312 (18/100), 45344 (17/100), 45365 (17/100), 43060 (16/100), 45502 (16/100). Coverage extends to 43318, 43343, 45317, 43357, 43084, 43044, 43009, 43047, 43070, 43072 among others.
Underneath the scores, the ZIPs DLRadar tracks across Champaign County run a median household income near $74,519 (near the US norm), poverty running near 6%, an owner-occupied share of 84%, a 7.1% vacancy rate, typical home values near $218,075, a median age of 42.3. Taken together, they shape where pressure builds and how liquid the exit will be.
With a minimal 13/100 reading over 18 ZIPs, the edge is selective acquisition — work it parcel by parcel. Unlock Champaign County to see every parcel's owner, APN and address, a distress score and bank-exposure read.
Whether Champaign County, Ohio carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Champaign County can be compared directly against any county in the country.
Scores in Champaign County, Ohio exist to concentrate effort: a handful of ZIPs hold most of the distress, and the rest seldom justify the acquisition cost. The Champaign County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.
At the ZIP level, the sharpest readings in Champaign County are 43045 (22/100), 45312 (18/100), 45344 (17/100), 45365 (17/100), 43060 (16/100), 45502 (16/100). DLRadar also scores 43318, 43343, 45317, 43357, 43084, 43044, 43009, 43047 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.
The Champaign County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.
| ZIP | State | Distress score | 🔒 Owner | 🔒 Property Address | 🔒 Parcel ID |
|---|---|---|---|---|---|
| 43045 | OH | 22 | |||
| 45312 | OH | 18 | |||
| 45344 | OH | 17 | |||
| 45365 | OH | 17 | |||
| 43060 | OH | 16 | |||
| 45502 | OH | 16 | |||
| 43318 | OH | 15 | |||
| 43343 | OH | 15 |
Most distressed ZIP codes in Champaign County
Work Champaign County, Ohio at the parcel level
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Other DLRadar layers worth checking
Each layer answers a different question: is the market moving, is credit tightening, and which parcel is it.
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