ZIP 43040 Foreclosure, Tax-Lien & Distress Report

In Union County, Ohio, ZIP 43040 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (68/100). Structural exposure scores 52 and live distress 2 on the 0–100 scale. Leading the profile are construction/permit lag (100/100), structural risk (52/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (6/100) stay muted.

The peak-phase market in 43040 posted values that rose 3.0% over the year, and 20% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 76% owner-occupied to 24% rented. Population is roughly 37,582 with a median age of 38. At $96,320, median income runs above typical U.S. levels. Rent burden reaches 27% of tenant households. The poverty rate is 6.3% — low. The ZIP holds roughly 15,005 housing units. Vacancy runs 2.6%. DLRadar's demographic-stress index for the area reads 24/100. About 33% have a four-year degree. The typical home is worth about $311,100 (2.9× income, relatively affordable).

On balance, 43040 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 43040 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 43040 stays directly comparable to neighboring ZIPs and the rest of Union County, Ohio. Nothing here is interpolated — where a source is thin for 43040, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 43040's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 43040 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.