ZIP 43040 Property Distress & Foreclosure Data

ZIP code 43040 in Union County, Ohio carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (69/100). On the structural side it scores 49/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (85/100), structural risk (49/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 3.9% year on year, and 20% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Owners hold 76% of homes, renters 24%. About 37,582 people live here, median age 38. Median household income is $96,320, above the U.S. median near $78,000. Around 27% of renters are cost-burdened. 6.3% of residents fall below the poverty threshold. The ZIP holds roughly 15,005 housing units. The vacancy rate is 2.6%. DLRadar's demographic-stress index for the area reads 24/100. Educational attainment sits at 33% bachelor's-or-above. Home values center near $311,100, an affordability ratio of 2.9× — accessible.

Overall 43040 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.