ZIP 46590 Foreclosure, Tax-Lien & Distress Report

ZIP 46590's composite property-distress score is 21/100 - DLRadar classes that as low for Kosciusko County, Indiana. The latent-versus-live split is 45/100 structural and 1/100 already moving. Leading the profile are structural risk (45/100), institutional ownership (44/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and construction/permit lag (2/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (71/100), climate & FEMA risk (67/100)).

The peak-phase market in 46590 posted values that rose 4.3% over the year, and 8% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

A median home runs $274,500 here, or 2.5 times local income. Households earn a median $97,813 — above the roughly $78,000 national figure. The tenure split is 66% owner-occupied to 34% rented. Vacancy runs 13.2%, above the national norm and a classic distress-and-opportunity signal. About 5,073 people live here, median age 28. The ZIP holds roughly 2,039 housing units. About 51% have a four-year degree. Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 38% of tenant households. The demographic-stress sub-score lands at 25/100.

On the whole, 46590 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 46590 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 46590's 21/100 can be lined up against any neighbor in Kosciusko County, Indiana or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 46590 shows blanks, not estimates, wherever the record is sparse.

Each component behind 46590 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For an operator, 46590 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.