ZIP 46539 Property Distress & Foreclosure Data

In Kosciusko County, Indiana, ZIP 46539 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are structural risk (26/100), construction/permit lag (23/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (5/100). On the structural side it scores 26/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (62/100)).

The peak-phase market in 46539 posted values that rose 4.6% over the year, and 24% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $76,750 — near the roughly $78,000 national figure. About 8% have a four-year degree. On demographic stress specifically, 46539 scores 25/100. The tenure split is 79% owner-occupied to 21% rented. Around 27% of renters are cost-burdened. The ZIP holds roughly 1,076 housing units. Roughly 13.3% live below the poverty line. The vacancy rate is 6.0%. A median home runs $159,000 here, or 1.8 times local income. Population is roughly 2,570 with a median age of 38.

On balance 46539 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.