ZIP 46539 Foreclosure, Tax-Lien & Distress Report

ZIP 46539's composite property-distress score is 20/100 - DLRadar classes that as low for Kosciusko County, Indiana. The most distinctive pressure shows up in structural risk (44/100), institutional ownership (43/100), mortgage stress (5/100). mortgage stress (5/100) and construction/permit lag (5/100) stay muted. Latent structural risk is 44/100 while live distress already moving reads 2/100. Environmental exposure also runs high (flood (NFIP) exposure (67/100), climate & FEMA risk (62/100)).

The market reads peak — home values rose 4.3% year on year, and 24% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $76,750, near the U.S. median near $78,000. Around 8% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 25/100. Owners hold 79% of homes, renters 21%. Rent burden reaches 27% of tenant households. The ZIP holds roughly 1,076 housing units. The poverty rate is 13.3%. The vacancy rate is 6.0%. A median home runs $159,000 here, or 1.8 times local income. 2,570 residents call 46539 home, typically aged 38.

Net-net, 46539 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 46539 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 46539's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 46539 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

46539's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 46539 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.