ZIP 46580 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 46580 in Kosciusko County, Indiana comes in at 22, a low composite-distress reading. It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100), climate & FEMA risk (67/100). The latent-versus-live split is 48/100 structural and 1/100 already moving. The pressure is most legible in institutional ownership (50/100), structural risk (48/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) register low.

The market reads peak — home values rose 4.3% year on year, and 14% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 9,014 housing units across 46580. On demographic stress specifically, 46580 scores 25/100. 9.7% of residents fall below the poverty threshold. Educational attainment sits at 25% bachelor's-or-above. Rent burden reaches 29% of tenant households. Owners hold 75% of homes, renters 25%. Home values center near $192,600, an affordability ratio of 2.5× — accessible. 21,812 residents call 46580 home, typically aged 39. Households earn a median $70,978 — near the roughly $78,000 national figure. The vacancy rate is 6.6%.

Overall, 46580 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 46580 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 46580 stays directly comparable to neighboring ZIPs and the rest of Kosciusko County, Indiana. Nothing here is interpolated — where a source is thin for 46580, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 22/100 figure for 46580 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 46580 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.