ZIP 46582 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 46582 (Kosciusko County, Indiana) at a low 21/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (67/100). Latent structural risk is 45/100 while live distress already moving reads 1/100. The sharpest non-environmental signals are structural risk (45/100), institutional ownership (44/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and construction/permit lag (2/100) register low.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 22% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

14.5% of residents fall below the poverty threshold. Around 50% of renters are cost-burdened. At $67,161, median income runs below typical U.S. levels. About 35% have a four-year degree. 63% of housing is owner-occupied. Vacancy runs 16.6%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 33/100. There are about 7,163 housing units across 46582. Home values center near $255,300, an affordability ratio of 3.5× — accessible. Population is roughly 14,490 with a median age of 34.

Taken together, 46582 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 46582 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 46582 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46582 can be compared directly against any other ZIP in Kosciusko County, Indiana or nationwide. Where the public record is thin for 46582, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 for 46582 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 46582 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.